Save – Savings –

Youth Accounts

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Youth Accounts
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Youth Accounts

The road to financial responsibility starts here.

Goldenwest Credit Union youth accounts provide the fundamental products and resources that build financial pathways.

Here's what you need to apply:

  • Government-issued ID (drivers license, state ID, or passport)
  • Complete physical and mailing address
  • Social Security Number
  • Date of birth

Apply Online    Open at a Branch

Smart Money Offer

Earn up to $250 when you open and use your SMARTStart or SMARTPay Checking Account!

Here's How

Kids Club Savings Account

A starter account for kids age 0-12 to help introduce them to the powerful concept of money. 

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SMARTStart Checking Account

Designed to help teens age 13-17 advance towards financial independence. Learn how to budget and spend wisely by managing a debit card.

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SMARTPay Checking Account

For young adults age 18-25 to take charge of your life by building smart saving and spending habits and utilizing financial products and services.

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Overview of Account Features + Benefits

A teen boy leaning against a bank of blue lockers.
A blue ribbon with a gold star on it

Pay For Grades

Pay For Grades Middle, Junior High, and High School students can receive $2 for every A and $1 for every B on their quarterly report card!

Learn More
Portraits of different youth on colorful backgrounds

Still have questions? Call us at 801-621-4550 or visit us at any of our locations here.

Disclosures

Minimum balance to open and maintain a Kids Club Savings Account is $5. A qualifying adult must be a joint member on the Kids Club Savings Account. Available to children ages 12 and under. Membership and eligibility required. Students under age 18 will need a parent and/or qualified joint owner on the account.