Earn unlimited Extra Awards points at a higher rate with Visa Rewards cards. Receive discounts on loans and other money-saving opportunities.
Transition into independent financial responsibility by paying bills online, earning rewards points, accessing loans, and much more.
The perfect free account for teens and young adults. Learn key concepts of budgeting, earn rewards points, transfer money online, and more.
Earn rewards when you use a Goldenwest Debit Card. No
Save your money safely and securely with a share savings account
Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates
With an Insured Money Market account, you can deposit funds as often as you want – allowing you to increase your balance and earn higher interest rates.
Goldenwest Credit Union youth accounts provide the fundamental products and resources that build financial pathways.
It's never too early to teach your children how to save and spend responsibly.
An account created as an incentive to help parents and students save for education expenses.
Individuals and families with high health insurance deductibles can save money on current and future health care expenses with a Goldenwest Credit Union Health Savings Account (HSA).
An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement.
The Christmas Club Account is a great way to save for the holidays.
A Matrimoney wedding registry account gives family and friends a convenient and secure method to give cash gifts to brides and grooms.
The Gold Account is a FREE loyalty savings account given to every member of Goldenwest Credit Union.
A full suite of digital services to make managing your finances easier
Let Goldenwest help streamline your business from payroll to merchant card processing.
Other perks of being a Goldenwest member — shared branching, skip-a-payment and more
Manage your company's expenses with a business checking account from Goldenwest
Keep your business savings secure, close at hand and earning dividends.
Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates
If you seek security and flexibility in your savings plans, consider an Insured Money Market account.
Individuals and families can save money on expenses with a Goldenwest Credit Union Health Savings Account (HSA)
Business credit cards with low, competitive rates, no annual fees, rewards and cash back options.
Let Goldenwest help streamline your business from payroll to merchant card processing.
Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle.
Whether you’re looking for a compact camper or a luxury motorhome, we’ll help you get the financing you need so you can start exploring sooner.
Hop on board your next thrill ride with an ATV or UTV loan from Goldenwest Credit Union
Haul anything, anywhere – Utility & Cargo Trailers for every job.
Get off the dock and explore the waters with the help of a Goldenwest boat loan.
If enjoying the open road on a bike is your idea of the perfect road trip, let Goldenwest Credit Union finance the ride of your life.
For winter-recreation enthusiasts, there is nothing quite like exploring the back country with family and friends on snowmobiles.
With your personal watercraft, you can explore amazing places that may be difficult to reach by boat or land.
Affordable mortgage loans with competitive rates, flexible terms, and personalized service to help you finance your dream home with confidence and ease.
Build your dream home with a flexible construction loan—featuring one-time and two-time closing options and streamlined financing from groundbreaking to move-in.
Finance the site of your future home with a lot loan—featuring low rates, flexible terms, and quick approvals for improved building lots.
Access funds when you need them with a Home Equity Line of Credit—flexible borrowing, low rates, and only pay interest on what you use.
Tap into your home’s equity with a fixed-rate loan—enjoy predictable payments, competitive rates, and funds for home improvements, debt consolidation, or major expenses.
Connect with a local mortgage originator for expert guidance, personalized service, and support through every step of your home financing journey.
Low-rate Visa credit cards with rewards or cash back options. Fixed or variable rates available.
Earn rewards when you use a Goldenwest Debit Card. No annual or transaction fees.
A Visa card that you can load money onto at any time. Use almost anywhere Visa is accepted.
A prepaid card that can be used everywhere Visa debit cards are accepted.
For many owners and managers, a Visa Credit Card is a key tool for transacting business.
The Goldenwest Business VISA Debit Card gives you the convenience and security of making purchases at millions of merchants worldwide.
Whether its an office, a sandwich shop, or a pet grooming business, we can help finance your building.
We can help you acquire property for your business with competitive rates and terms!
We offer revolving lines of credit for working capital in your business.
We finance rental and investment properties up to 80% loan to value at competitive rates
Goldenwest can provide financing for vehicles and other equipment for your business
Goldenwest has partnered with the Small Business Administration to provide businesses with financing
Finance the trucks, vans, and cars you need to keep your business moving
For many owners and managers, a Visa Credit Card is a key tool for transacting business.
Goldenwest Credit Union members can use funds in their Savings or Certificate accounts to secure loans at a lower rate than many other conventional loans.
You can use a signature loan for just about anything – cover emergency expenses, pay-off medical bills, finance large purchases, or pay for a special occasion.
Student loans for qualified Utah State University or Weber State University students.
New financial wellness resources each week for the Goldenwest community
GreenPath offers free, immediate, and holistic credit and debt counseling with a certified financial counselor.
Let us help you navigate your credit journey.
Financial tips and money-saving advice from Goldenwest Credit Union
by Kerry Wahlen, President/CEO
A searchable knowledgebase of answers about Goldenwest products and services.
Fraudsters want your personal information, cards, and checks to use this information to gain access to your funds. By following these simple guidelines you can greatly reduce your risk of becoming a victim.
We live during a time where our identity can be quickly stolen and used to wreck personal financial havoc.
At Goldenwest Credit Union, the security of your online information is important to us.
If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.
Our knowledgeable MEMBERS Financial Services Advisors are available to review your retirement plans, and help you prepare for what lies ahead.
Receive peace of mind that your loved ones will be cared for in the future
An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement
Our experienced financial professionals can provide you with a complete analysis of your current financial situation.
Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.
If you seek security and flexibility in your savings plans, consider an Insured Money Market account
Goldenwest Insurance Services has helped hundreds of Goldenwest members save money with significantly reduced insurance premiums on their cars and trucks.
If your idea of spending time wisely includes wide-open spaces and fresh air, insuring your recreational vehicles with Goldenwest Insurance Services can bring you greater peace of mind.
Motorcycle Insurance is a specialized policy designed to protect you, your bike, and your passengers from risks like accidents, theft, and damage.
Goldenwest Insurance Services offer Boat and Watercraft Insurance to ensure your peace of mind while you enjoy your time on the water.
Whether you’re heading to a show, the stables, or an emergency vet visit, having the right insurance gives you peace of mind every step of the way.
Experience the thrill of riding your ATV, UTV, side by side, four-wheeler, dirt bike, or snowmobile in the great outdoors. Ensure your peace of mind with Goldenwest Insurance Services.
From hauling equipment and tools to helping with weekend projects, utility trailers are built for hard work. Make sure yours is protected with a specialized insurance policy.
E-Bike Insurance provides comprehensive coverage tailored to your needs. Ride with confidence and enjoy the journey, knowing your bike is protected.
An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.
Protect your family against the unexpected. Credit Insurance may make your loan payments when you can’t.
Free Online Insurance Quotes for Auto and Home Insurance
If you've experienced loss or damage, let us help you in the recovery process.
Find the right insurance agent for your needs at a convenient location near you
Protect your home with Goldenwest Insurance Services—reliable, affordable coverage for what matters most.
Protect your home and belongings with Flood Insurance.
Our goal is to provide competitive rates and significant savings on premiums, including coverage for floods, earthquakes, landslides, and other unexpected disasters.
Renters Insurance covers the personal property and belongings of the tenant, as well as offering liability protection in case of accidents or damages that may occur in the rented space.
An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.
Free Online Insurance Quotes for Auto and Home Insurance
If you've experienced loss or damage, let us help you in the recovery process.
Find the right insurance agent for your needs at a convenient location near you.
Life insurance is a security blanket that will continue to cover and protect the most important people in your life, even when you yourself no longer can.
Let Goldenwest Licensed Sales Agents Take Care of You
Find a Licensed Sales Agent
If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.
With Goldenwest, you can be prepared to recover from identity theft before it happens with Fraud-Defender.
Let Goldenwest handle all your commercial insurance needs
Let Goldenwest handle all your commercial insurance needs
Choose from our suite of insurance coverage options to provide your employees with a safety net.
Find a helpful insurance agent from our team of experienced professionals.
Enjoy peace of mind that your loved ones will be cared for in the future.
Earn unlimited Extra Awards points at a higher rate with Visa Rewards cards. Receive discounts on loans and other money-saving opportunities.
Transition into independent financial responsibility by paying bills online, earning rewards points, accessing loans, and much more.
The perfect free account for teens and young adults. Learn key concepts of budgeting, earn rewards points, transfer money online, and more.
Earn rewards when you use a Goldenwest Debit Card. No
Save your money safely and securely with a share savings account
Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates
With an Insured Money Market account, you can deposit funds as often as you want – allowing you to increase your balance and earn higher interest rates.
Goldenwest Credit Union youth accounts provide the fundamental products and resources that build financial pathways.
It's never too early to teach your children how to save and spend responsibly.
An account created as an incentive to help parents and students save for education expenses.
Individuals and families with high health insurance deductibles can save money on current and future health care expenses with a Goldenwest Credit Union Health Savings Account (HSA).
An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement.
The Christmas Club Account is a great way to save for the holidays.
A Matrimoney wedding registry account gives family and friends a convenient and secure method to give cash gifts to brides and grooms.
The Gold Account is a FREE loyalty savings account given to every member of Goldenwest Credit Union.
A full suite of digital services to make managing your finances easier
Let Goldenwest help streamline your business from payroll to merchant card processing.
Other perks of being a Goldenwest member — shared branching, skip-a-payment and more
Manage your company's expenses with a business checking account from Goldenwest
Keep your business savings secure, close at hand and earning dividends.
Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates
If you seek security and flexibility in your savings plans, consider an Insured Money Market account.
Individuals and families can save money on expenses with a Goldenwest Credit Union Health Savings Account (HSA)
Business credit cards with low, competitive rates, no annual fees, rewards and cash back options.
Let Goldenwest help streamline your business from payroll to merchant card processing.
Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle.
Whether you’re looking for a compact camper or a luxury motorhome, we’ll help you get the financing you need so you can start exploring sooner.
Hop on board your next thrill ride with an ATV or UTV loan from Goldenwest Credit Union
Haul anything, anywhere – Utility & Cargo Trailers for every job.
Get off the dock and explore the waters with the help of a Goldenwest boat loan.
If enjoying the open road on a bike is your idea of the perfect road trip, let Goldenwest Credit Union finance the ride of your life.
For winter-recreation enthusiasts, there is nothing quite like exploring the back country with family and friends on snowmobiles.
With your personal watercraft, you can explore amazing places that may be difficult to reach by boat or land.
Affordable mortgage loans with competitive rates, flexible terms, and personalized service to help you finance your dream home with confidence and ease.
Build your dream home with a flexible construction loan—featuring one-time and two-time closing options and streamlined financing from groundbreaking to move-in.
Finance the site of your future home with a lot loan—featuring low rates, flexible terms, and quick approvals for improved building lots.
Access funds when you need them with a Home Equity Line of Credit—flexible borrowing, low rates, and only pay interest on what you use.
Tap into your home’s equity with a fixed-rate loan—enjoy predictable payments, competitive rates, and funds for home improvements, debt consolidation, or major expenses.
Connect with a local mortgage originator for expert guidance, personalized service, and support through every step of your home financing journey.
Low-rate Visa credit cards with rewards or cash back options. Fixed or variable rates available.
Earn rewards when you use a Goldenwest Debit Card. No annual or transaction fees.
A Visa card that you can load money onto at any time. Use almost anywhere Visa is accepted.
A prepaid card that can be used everywhere Visa debit cards are accepted.
For many owners and managers, a Visa Credit Card is a key tool for transacting business.
The Goldenwest Business VISA Debit Card gives you the convenience and security of making purchases at millions of merchants worldwide.
Whether its an office, a sandwich shop, or a pet grooming business, we can help finance your building.
We can help you acquire property for your business with competitive rates and terms!
We offer revolving lines of credit for working capital in your business.
We finance rental and investment properties up to 80% loan to value at competitive rates
Goldenwest can provide financing for vehicles and other equipment for your business
Goldenwest has partnered with the Small Business Administration to provide businesses with financing
Finance the trucks, vans, and cars you need to keep your business moving
For many owners and managers, a Visa Credit Card is a key tool for transacting business.
Goldenwest Credit Union members can use funds in their Savings or Certificate accounts to secure loans at a lower rate than many other conventional loans.
You can use a signature loan for just about anything – cover emergency expenses, pay-off medical bills, finance large purchases, or pay for a special occasion.
Student loans for qualified Utah State University or Weber State University students.
A full suite of digital services to make managing your finances easier
Let Goldenwest help streamline your business from payroll to merchant card processing.
Other perks of being a Goldenwest member — shared branching, skip-a-payment and more
New financial wellness resources each week for the Goldenwest community
GreenPath offers free, immediate, and holistic credit and debt counseling with a certified financial counselor.
Let us help you navigate your credit journey.
Financial tips and money-saving advice from Goldenwest Credit Union
by Kerry Wahlen, President/CEO
A searchable knowledgebase of answers about Goldenwest products and services.
Fraudsters want your personal information, cards, and checks to use this information to gain access to your funds. By following these simple guidelines you can greatly reduce your risk of becoming a victim.
We live during a time where our identity can be quickly stolen and used to wreck personal financial havoc.
At Goldenwest Credit Union, the security of your online information is important to us.
If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.
Our knowledgeable MEMBERS Financial Services Advisors are available to review your retirement plans, and help you prepare for what lies ahead.
Receive peace of mind that your loved ones will be cared for in the future
An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement
Our experienced financial professionals can provide you with a complete analysis of your current financial situation.
Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.
If you seek security and flexibility in your savings plans, consider an Insured Money Market account
Goldenwest Insurance Services has helped hundreds of Goldenwest members save money with significantly reduced insurance premiums on their cars and trucks.
If your idea of spending time wisely includes wide-open spaces and fresh air, insuring your recreational vehicles with Goldenwest Insurance Services can bring you greater peace of mind.
Motorcycle Insurance is a specialized policy designed to protect you, your bike, and your passengers from risks like accidents, theft, and damage.
Goldenwest Insurance Services offer Boat and Watercraft Insurance to ensure your peace of mind while you enjoy your time on the water.
Whether you’re heading to a show, the stables, or an emergency vet visit, having the right insurance gives you peace of mind every step of the way.
Experience the thrill of riding your ATV, UTV, side by side, four-wheeler, dirt bike, or snowmobile in the great outdoors. Ensure your peace of mind with Goldenwest Insurance Services.
From hauling equipment and tools to helping with weekend projects, utility trailers are built for hard work. Make sure yours is protected with a specialized insurance policy.
E-Bike Insurance provides comprehensive coverage tailored to your needs. Ride with confidence and enjoy the journey, knowing your bike is protected.
An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.
Protect your family against the unexpected. Credit Insurance may make your loan payments when you can’t.
Free Online Insurance Quotes for Auto and Home Insurance
If you've experienced loss or damage, let us help you in the recovery process.
Find the right insurance agent for your needs at a convenient location near you
Protect your home with Goldenwest Insurance Services—reliable, affordable coverage for what matters most.
Protect your home and belongings with Flood Insurance.
Our goal is to provide competitive rates and significant savings on premiums, including coverage for floods, earthquakes, landslides, and other unexpected disasters.
Renters Insurance covers the personal property and belongings of the tenant, as well as offering liability protection in case of accidents or damages that may occur in the rented space.
An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.
Free Online Insurance Quotes for Auto and Home Insurance
If you've experienced loss or damage, let us help you in the recovery process.
Find the right insurance agent for your needs at a convenient location near you.
Life insurance is a security blanket that will continue to cover and protect the most important people in your life, even when you yourself no longer can.
Let Goldenwest Licensed Sales Agents Take Care of You
Find a Licensed Sales Agent
If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.
With Goldenwest, you can be prepared to recover from identity theft before it happens with Fraud-Defender.
Let Goldenwest handle all your commercial insurance needs
Let Goldenwest handle all your commercial insurance needs
Choose from our suite of insurance coverage options to provide your employees with a safety net.
Find a helpful insurance agent from our team of experienced professionals.
Enjoy peace of mind that your loved ones will be cared for in the future.
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| Product | Rate | APR |
|---|---|---|
| $1,000,000 + | 3.98% | 4.05% |
| $500,000 - $999,999 | 3.64% | 3.70% |
| $250,000 - $499,999 | 3.59% | 3.65% |
| $100,000 - $249,999 | 2.81% | 2.85% |
| $50,000 - $99,999 | 2.08% | 2.10% |
| $25,000 - $49,999 | 1.74% | 1.75% |
| $5,000 - $24,999 | 1.29% | 1.30% |
| $0 - $4,999 | 1.00% | 1.00% |