
Natural Disaster Insurance
At Goldenwest Insurance Services, we help our members find affordable, reliable coverage for natural disasters. Our goal is to provide competitive rates and significant savings on premiums, including coverage for floods, earthquakes, landslides, and other unexpected disasters.

What is Natural Disaster Insurance?
Natural disaster insurance is a specialized type of coverage designed to protect your home and property from damage caused by events that typically fall outside the scope of standard homeowners insurance policies. This includes protection for natural events such as:
- Floods: Heavy rain, snowmelt, or rising rivers can lead to flooding, which isn’t covered by most homeowners policies.
- Earthquakes: Earthquake damage to your home and belongings is generally excluded unless you have additional coverage.
- Mudslides/Landslides: Heavy rainfall or seismic activity can trigger mudslides and landslides, causing serious damage to homes.
- Wildfires: In areas prone to fires, standard policies may not cover the full extent of wildfire damage, especially if the fire is not near your home.
- Hurricanes/Tornadoes: These powerful storms can destroy property, and additional coverage may be needed to fully protect your home.

Why do I need Natural Disaster Insurance?
Natural Disaster Insurance is essential because standard Homeowners Insurance doesn’t cover many catastrophic events like floods, earthquakes, and wildfires. These disasters can cause extensive damage, and without the right coverage, you could face significant out-of-pocket expenses. As natural disasters become more frequent and severe, it’s important to have financial protection in place. Natural Disaster Insurance ensures your home and belongings are protected, providing peace of mind knowing you can recover more quickly if the unexpected happens.
Natural Disaster Insurance

Natural Disaster Insurance
At Goldenwest Insurance Services, we help our members find affordable, reliable coverage for natural disasters. Our goal is to provide competitive rates and significant savings on premiums, including coverage for floods, earthquakes, landslides, and other unexpected disasters.
- Competitive coverage
- Agents conveniently located at most Goldenwest Credit Union branches
- Free, no-obligation quotes available
What is Natural Disaster Insurance?
Natural disaster insurance is a specialized type of coverage designed to protect your home and property from damage caused by events that typically fall outside the scope of standard homeowners insurance policies. This includes protection for natural events such as:
- Floods: Heavy rain, snowmelt, or rising rivers can lead to flooding, which isn’t covered by most homeowners policies.
- Earthquakes: Earthquake damage to your home and belongings is generally excluded unless you have additional coverage.
- Mudslides/Landslides: Heavy rainfall or seismic activity can trigger mudslides and landslides, causing serious damage to homes.
- Wildfires: In areas prone to fires, standard policies may not cover the full extent of wildfire damage, especially if the fire is not near your home.
- Hurricanes/Tornadoes: These powerful storms can destroy property, and additional coverage may be needed to fully protect your home.

Why do I need Natural Disaster Insurance?
Natural Disaster Insurance is essential because standard Homeowners Insurance doesn’t cover many catastrophic events like floods, earthquakes, and wildfires. These disasters can cause extensive damage, and without the right coverage, you could face significant out-of-pocket expenses. As natural disasters become more frequent and severe, it’s important to have financial protection in place. Natural Disaster Insurance ensures your home and belongings are protected, providing peace of mind knowing you can recover more quickly if the unexpected happens.

Alumni Insurance Benefits
Insurance benefits for Weber State University and Utah State University Alumni
Monday - Friday from 8 a.m. to 8 p.m.
Saturday from 9 a.m. to 4 p.m.
Closed Sundays.