Flood Insurance

Getting Flood Insurance offered by Goldenwest Insurance Services is simple and straightforward. Our agents can help you determine the best coverage for your home based on your risk level and the value of your property. Whether you live in a flood-prone area or want extra protection, we offer affordable options to fit your needs.

Here’s how we can save you money on your Flood insurance:

  • Competitive coverage for your home and property
  • Free, no-obligation quotes available
  • Agents conveniently located at most Goldenwest Credit Union branches
Flood on a suburb street

What is Flood Insurance?

Flood Insurance is a specialized policy that provides coverage for damage caused by flooding, that is not typically covered under standard Homeowners Insurance. In Utah, floods may not be top of mind, but they can happen more often than you think. Whether it’s from heavy rainfall, rapid snowmelt, or flash floods, Utah is no stranger to the unpredictable forces of nature. Protect your home and belongings with Flood Insurance. 

A home with water piling up on the front lawn

Why do I need Flood Insurance?

Even though Utah may not be as prone to flooding as coastal areas, it’s still at risk—especially in certain regions. Here are a few reasons why flood insurance is essential for Utah homeowners:

  • Flooding Can Happen Anywhere
    Flood risks are not limited to areas near rivers or lakes. Flash floods can occur almost anywhere in Utah, particularly in areas with poor drainage or steep terrain, which makes Flood Insurance a smart choice for homeowners across the state.
  • Homeowners Insurance Doesn’t Cover Floods
    Standard homeowners insurance typically excludes flood damage. This means that in the event of a flood, you could be left to cover the costs of damage out-of-pocket unless you have separate flood insurance.
  • Peace of Mind
    With unpredictable weather patterns, having Flood Insurance can provide you with peace of mind, knowing you're covered when the unexpected happens. Whether it’s a flash flood or an unexpected storm, you’ll be able to recover faster.

Flood Insurance

Flooding around house

Flood Insurance

In Utah, floods may not be top of mind, but they can happen more often than you think. Whether it’s from heavy rainfall, rapid snowmelt, or flash floods, Utah is no stranger to the unpredictable forces of nature. Protect your home and belongings with Flood Insurance. Getting Flood Insurance offered by Goldenwest Insurance Services is simple and straightforward. Our agents can help you determine the best coverage for your home based on your risk level and the value of your property. Whether you live in a flood-prone area or want extra protection, we offer affordable options to fit your needs.

  • Competitive coverage for your home and property
  • Free, no-obligation quotes available
  • Agents conveniently located at most Goldenwest Credit Union branches

Find an Agent

What is Flood Insurance?

Flood Insurance is a specialized policy that provides coverage for damage caused by flooding, that is not typically covered under standard Homeowners Insurance. Flooding can result from a variety of events, such as heavy rainfall, snowmelt, flash floods, and dam failures.

 

Gentleman standing outside of door looking at flooded floors

Why do I need Flood Insurance?

Even though Utah may not be as prone to flooding as coastal areas, it’s still at risk—especially in certain regions. Here are a few reasons why flood insurance is essential for Utah homeowners:

  • Flooding Can Happen Anywhere
    Flood risks are not limited to areas near rivers or lakes. Flash floods can occur almost anywhere in Utah, particularly in areas with poor drainage or steep terrain, which makes Flood Insurance a smart choice for homeowners across the state.
  • Homeowners Insurance Doesn’t Cover Floods
    Standard homeowners insurance typically excludes flood damage. This means that in the event of a flood, you could be left to cover the costs of damage out-of-pocket unless you have separate flood insurance.
  • Peace of Mind
    With unpredictable weather patterns, having Flood Insurance can provide you with peace of mind, knowing you're covered when the unexpected happens. Whether it’s a flash flood or an unexpected storm, you’ll be able to recover faster.

Alumni Insurance Benefits

Insurance benefits for Weber State University and Utah State University Alumni

Call or text
Call
1-888-853-8992
Member Contact Center Hours

Monday - Friday from 8 a.m. to 8 p.m.

Saturday from 9 a.m. to 4 p.m.

Closed Sundays.

Visit a branch
Free, No-Obligation Quote
Have a local Goldenwest Insurance Agent contact you
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.