When you think of pollution, generally what comes to mind are big smoke stacks from industrial parks or chemicals poured into waterways. In truth, any business that uses environmentally unsafe chemicals can be at fault for pollution, and therefore, is at risk of a pollution lawsuit. Even small businesses, such as an auto shop or hair salon, can benefit from pollution liability insurance. Pollution claims can be extrememly costly to your business, so protection against them can be the difference that saves your business from bankruptcy.