• Why Goldenwest?
  • About
  • Contact
  • Locations
  • Rates
  • Apply for a Loan
  • Goldenwest Benefits
  • Golden Rewards
  • Round Up Rewards
  • Points Plus
  • President's Club
  • Security
  • Eligibility and Membership
  • About Goldenwest Credit Union
  • Leadership
  • Community
  • Communications
  • Careers
  • Contact Us
  • Frequently-Asked Questions
  • Sponsorship or Donation Inquiries
  • How are we doing?
  • Audio Branch
  • My Preferred Branch
    Branch building exterior
    Details
    Change

  • All Locations
  • ATMs
  • Shared Branching
  • Home Loan Rates
  • Auto/RV Loan Rates
  • Other Loan Rates
  • Certificate Rates
  • Insured Money Market Account Rates
  • Savings Rates
  • Checking Account Rates
  • Save
  • Borrow
  • Learn
  • Invest
  • Protect
  • Services
Join
Log In Log In
  • Checking
  • Savings
  • Business
Woman holding a Debit card in one hand and shopping bags in another.
Reward Yourself Checking

With Reward Yourself Checking, earn unlimited rewards points faster plus enjoy loan discounts, appraisal credits, and more valuable member perks.

A teenager holding her debit card while online shopping.
SMARTStart Checking

Members 13-25 years old: Open a free SMARTStart Checking Account, receive up to $250 in incentives, earn rewards on debit card purchases, and level up your money skills. It’s the smart start to spending!

A women handing a grocer her debit card.
SMARTPay Checking

SMARTPay Checking offers free, hassle-free banking with no fees, unlimited debit card rewards, and 24/7 access to online tools, mobile banking, bill pay, and more.

A woman in a blazer holding up her debit card.
Debit Cards

Use your Visa debit card for purchases, ATM cash, or recurring payments—anywhere Visa is accepted. Earn rewards and build savings automatically with Round Up Rewards deposits into your Gold Account.

A women putting money into her piggy bank.
Savings

Open a no-fee Share Savings Account with as little as $5. Earn dividends, enjoy easy access to funds, and make deposits, transfers, and withdrawals anytime.

A gold piggy bank in a sea of pink piggy banks.
Gold Account

The Gold Account is a free, high-yield savings account funded by member loyalty programs and special offer. Enjoy access to funds whenever you like, while earning great returns.

A sprout growing out of a jar of coins
Certificates

Certificates provide higher dividends than savings accounts with terms from 1 month to 5 years. Choose Standard or Flex CDs and enjoy an extra 0.25% dividend boost as a President Club member.

A man talking to a businesswomen.
Insured Money Market

The Insured Money Market offers flexible deposits, tiered dividends, no fees, unlimited withdrawals, and NCUA insurance for secure savings growth.

A dad helping his son add money to his piggy bank.
Kids Club

Kickstart smart saving habits with a free Kids Club Savings Account for ages 12 and under. Open with just $5, earn dividends, and enjoy anytime access to funds.

An older couple on the beach staring out at the water.
Individual Retirement

An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement.

A blue piggy bank and a stethoscope.
Health Savings

Save on medical expenses with a Goldenwest HSA—tax-deductible contributions, tax-free withdrawals for qualified expenses, and funds that roll over yearly. Conveniently access your HSA with a Visa debit card.

A student holding her backpack.
Education Savings

A Coverdell ESA helps you save for a child’s education. Contributions grow tax-free and can be used for qualified K–12 and college expenses.

A dog in a Santa hat laying in an open suitcase under the Christmas tree.
Christmas Club

Save year-round for the holidays with a Christmas Club Account. Earn dividends and access funds on November 1st. Deposit anytime via payroll, direct deposit, transfers, or in person.

Newly wedded couple sitting on a bench.
Matrimoney

The Matrimoney account offers a secure, easy way for loved ones to give wedding cash gifts. Open at any Goldenwest branch or online. Perfect for brides and grooms!

A woman with a credit card pondering finances
Checking

Business checking solutions from Goldenwest designed to fit every size—simple, secure, and tailored to help your business grow.

Savings

Earn competitive dividends on your NCUA-insured business savings with easy access online, on our app, or at any Goldenwest branch.

Certificates

Business CDs are a smart way to grow your funds—earn more with a 0.25% rate bump when paired with Business Reward Yourself Checking.

Insured Money Market

Enjoy security and flexibility with an Insured Money Market—deposit anytime and earn higher rates as your balance grows.

Health Savings

Offer your employees valuable benefits with Health Savings Accounts through Goldenwest Health Insurance.

A smiling woman holding a credit card playfully
Business Credit Cards

Fuel your business growth with a Goldenwest Visa Credit Card—tailored for businesses of all sizes, offering valuable rewards, no annual fee, and smart money-saving features built for success.

A small team of smiling business professionals
Business Services

Let Goldenwest help streamline your business from payroll to merchant card processing.

  • Vehicle Loans
  • Home Loans
  • Visa Cards
  • Business Loans
  • Other Loans
A women sitting on the edge of the trunk of her SUV.
Auto Loans

Take the wheel on your new ride with a low-interest auto loan with flexible terms, no fees, and fast approval—new, used, or refinance with Goldenwest.

A RV parked in a forest campground.
RV Loans

Start your journey with an RV loan from Goldenwest—great rates, flexible terms up to 144 months, and no fees.

Driving a muddy ATV through the dirt.
ATV Loans

Conquer the trails with a no-hassle ATV loan from Goldenwest—low rates, flexible terms up to 144 months, and no fees.

A long utility trailer being pulled by a white pickup.
Trailer Loans

Haul more and worry less when you finance new or used utility and cargo trailers with Goldenwest—low rates, no fees, and terms up to 72 months.

A boat tied to a lake dock.
Boat Loans

Make waves with a Goldenwest boat loan—low rates, flexible terms up to 144 months, and no fees.

A close up of someone riding a motorcycle.
Motorcycle Loans

Kickstart your adventure on the open road with a Goldenwest motorcycle loan—low rates, flexible terms up to 144 months, and no fees.

A snowmobile riding up over a snowy hill.
Snowmobile Loans

Enjoy the greatest snow on earth with a Goldenwest snowmobile loan—low rates, flexible terms up to 144 months, and an easy application process.

A women driving a personal watercraft on a lake.
Personal Watercraft Loans

Explore the water your way with a Goldenwest personal watercraft loan—low rates, flexible terms up to 144 months, and no fees.

A new, modest home with mature trees and a blue sky.
Mortgages

Affordable mortgage loans with competitive rates, flexible terms, and personalized service to help you finance your dream home with confidence and ease.

A house under construction.
Construction Loans

Build your dream home with a flexible construction loan—featuring one-time and two-time closing options and streamlined financing from groundbreaking to move-in.

A young couple looking at their new home being built on a beautiful plot of land.
Lot Loans

Finance the site of your future home with a lot loan—featuring low rates, flexible terms, and quick approvals for improved building lots.

A modern kitchen.
Home Equity Line of Credit

Access funds when you need them with a Home Equity Line of Credit—flexible borrowing, low rates, and only pay interest on what you use.

A colorfully painted established home with red wooden siding an a blossoming tree
Home Equity Loan Fixed Rate Mortgage

Tap into your home’s equity with a fixed-rate loan—enjoy predictable payments, competitive rates, and funds for home improvements, debt consolidation, or major expenses.

A young couple shaking hands with a mortgage originator.
Find a Mortgage Originator

Connect with a local mortgage originator for expert guidance, personalized service, and support through every step of your home financing journey.

A women holding her credit card in one hand and her shopping bags in another.
Credit Cards

Power up your spending with a Visa credit card from Goldenwest—featuring no annual fee, low rates, exciting rewards, cash-back perks, and smart features that work for your lifestyle.

A close up of a debit card held by a man in a suit.
Debit Cards

Experience the convenience and value of a Goldenwest Visa debit card—seamlessly linked to your checking account, and loaded with rewards. Opt-in to Debit Round Up Rewards and save effortlessly!

A smiling women holding a Goldenwest reloadable card.
Reloadable Cards

Enjoy the power of Visa—no checking account or credit check required! Instantly available at branches, and reloadable via direct deposit or any Goldenwest location.

A smiling women showing off her gift card.
Gift Cards

Give the gift of choice with a Visa Gift Card—perfect for any occasion! Available at all Goldenwest branches in amounts from $10 to $1,000.

A women wearing a blazer holding a Goldenwest Business Credit Card
Business Credit Cards

Fuel your business growth with a Goldenwest Visa Credit Card—tailored for businesses of all sizes, offering valuable rewards, no annual fee, and smart money-saving features built for success.

The Goldenwest Business Visa Debit Card
Business Debit Card

Access your business funds worldwide with the Goldenwest Business Visa Debit Card—no fees, high daily limits, overdraft protection, instant issue, and trusted Visa security for seamless spending.

An excavator silhouetted against a blue sky
Commercial Construction

Whether its an office, a sandwich shop, or a pet grooming business, we can help finance your building.

A corner retail space in a new stripmall
Real Estate

We can help you acquire property for your business with competitive rates and terms!

Lines of Credit

We offer revolving lines of credit for working capital in your business.

A row of colorful townhomes under a blue sky
Investment Property

We finance rental and investment properties up to 80% loan to value at competitive rates

Industrial manufacturing equipment operating inside a large factory
Equipment

Goldenwest can provide financing for vehicles and other equipment for your business

A small business owner outside her shop, smiling
SBA

Goldenwest has partnered with the Small Business Administration to provide businesses with financing

A row of white delivery vans outside a shipping center
Fleet

Finance the trucks, vans, and cars you need to keep your business moving

A women wearing a blazer holding her Goldenwest Business Credit Card.
Business Credit Cards

For many owners and managers, a Visa Credit Card is a key tool for transacting business.

Business Auto Loans

Drive Your Business Forward with a Business Auto Loan

A money Bag surrounded by gold coins.
Share and Certificate Secured Loans

Goldenwest members can secure low-rate loans using Savings or Certificates with low rates for nearly any need.

A hand holding neon money bags and coins
Signature Loans

Borrow confidently with a Goldenwest Signature Loan—no collateral or application fee, competitive rates, and flexible use for emergencies, purchases, or special occasions.

A smiling student in front of a library bookshelf.
Student Loans

Unlock your future with student loans designed exclusively for qualified Utah State and Weber State University students—flexible, supportive, and tailored to help you succeed!

  • Financial Wellness
  • Blogs
  • FAQ
  • Fraud
  • Seminars
A woman in glasses deep in thought
Smart Money

Goldenwest Smart Money empowers your journey to financial freedom—set goals, track progress, unlock rewards, and master money skills. Start building a brighter financial future today!

A couple on a couch with a tablet - excited at their budget
Financial Counseling

GreenPath offers free, immediate, and holistic credit and debt counseling with a certified financial counselor.

A stylized adventuristic logo saying 'Embark on your Credit Journey'
Credit Journey

Embark on your credit journey with confidence! Explore, learn, and master building credit, discover the power of a solid credit score, and protect your financial future.

A backpacking couple looking over an expansive mountain vista.
Smart Money Blog

Smart tips, expert advice, and powerful tools to help you thrive—achieve financial success at every stage of life with Goldenwest by your side as your trusted financial partner.

A closeup of the credit union president
President's Blog

Get insights straight from the top! Goldenwest President/CEO Kerry Wahlen shares the latest credit union news, smart financial tips, and trusted advice to help you stay informed and empowered.

A confused looking man scratching his beard and raising an eyebrow.
Search Frequently-Asked Questions

Explore our smart, searchable knowledgebase—your go-to hub for quick answers and helpful insights on all things Goldenwest products and services. Find what you need in seconds!

A man clicking a Fraud Prevention button.
Fraud Prevention

Protect your accounts and identity with smart fraud prevention tips. Learn how to spot threats, secure your info, and stay one step ahead of scammers.

A graphic image of a fingerprint on a scanner.
Identity Theft Protection

With identity theft affecting 1 in 30 Americans yearly, it’s no longer a question of if—but when. Protect yourself now from the financial chaos of stolen personal information.

Someone putting their username and password into their laptop.
Security

At Goldenwest, your online security is our priority. SSL encryption keeps your account safe—and we’ll never call, text, or email asking for personal or account info.

An older couple smiling as they look at their laptop.
Medicare Seminars

If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.

  • Wealth
A young couple meeting with a financial planner
Financial Advisors

Our experienced financial professionals can provide you with a complete analysis of your current financial situation.

A sprout growing out of a jar of coins
Certificate Accounts

Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.

Stacked coins on an outdoor table
Insured Money Market Account

If you seek security and flexibility in your savings plans, consider an Insured Money Market account

A couple on the beach staring out at the waves
Individual Retirement Account

An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement

A financial professional with a young couple.
Wills and Trusts

Receive peace of mind that your loved ones will be cared for in the future

Two brightly colored beach chairs on a tropical beach.
Retirement Planning

Our knowledgeable MEMBERS Financial Services Advisors are available to review your retirement plans, and help you prepare for what lies ahead.

  • Auto
  • Home
  • Life
  • Medicare
  • Identity Theft
  • Commercial
  • Estate Planning
A woman leaning out the driver window of her car.
Auto Insurance

Save big with Goldenwest Insurance Services—customized auto coverage, exclusive discounts, and bundle savings for members from top carriers.

A RV parked in a forest campground.
RV Insurance

Enjoy the outdoors with peace of mind—Goldenwest Insurance offers competitive RV, trailer, and camper coverage, multi-policy discounts, and free quotes.

Two motorcycles driving up a canyon.
Motorcycle Insurance

Goldenwest Insurance Services finds the best coverage at budget-friendly prices. Trust our expert team to protect your ride with personalized insurance plans tailored just for you.

A boat tied to a lake dock.
Boat Insurance

Life’s better at the lake with Goldenwest Insurance. Get tailored boat and watercraft coverage that protects you and your vessel—so you can relax and enjoy every moment on the water.

A horse looking sticking his head out the back of a horse trailer.
Horse Trailer Insurance

Whether to a show, stable, or vet, the right horse trailer insurance gives you peace of mind and smart protection wherever your equine adventures take you.

A man driving a ATV.
Powersports Insurance

Experience the thrill of outdoor riding with ATV, UTV, or snowmobile insurance from Goldenwest. Get peace of mind, a great quote, and discounts—so you can focus on the adventure ahead.

A SUV pulling a small utility trailer.
Utility Trailer Insurance

Built for hard work—from hauling tools to weekend projects—ensure your utility trailer is protected with the right insurance policy for peace of mind.

A couple riding their E-Bikes in the mountains.
E-Bike Insurance

Ride worry-free with Goldenwest’s e-bike insurance—comprehensive coverage tailored for outdoor enthusiasts. Protect your ride, enjoy the trails, and explore with confidence.

A mom holding an umbrella for both her and her daughter in the rain.
Umbrella Policies

Prepare for the unexpected with an umbrella policy—extra liability protection that safeguards your assets beyond home, auto, and RV insurance limits, securing your future from major claims or lawsuits.

Happy Couple holding their baby
Credit Life and Disability Insurance

Protect your family and loan payments with Credit Insurance—covering unexpected disability or life events to ease financial burdens and give you peace of mind for tomorrow.

A daughter running to hug her dad who just arrived home.
Quick Quotes

Get credit union insurance rates with Goldenwest—free Quick Quotes, customized policies, exclusive discounts, and local agents. We shop for you, saving members up to 35% on insurance in minutes.

A women writing a report on her laptop.
Report a Claim

If you've experienced loss or damage, let us help you in the recovery process.

A smiling insurance agent meeting with a client in a brightly lit office
Find an Agent

Find the right insurance agent for your needs at a convenient location near you

A frontal view of a modern home.
Homeowners Insurance

Protect your home with Goldenwest Insurance—affordable coverage, local agents, and discounts for multiple policies. Get a free quote and bundle with your mortgage, all in one place.

A home with a flood receding right in front of it.
Flood Insurance

Protect your home from costly flood damage. Goldenwest Insurance offers competitive coverage and savings—because most Utah homes face greater flood risk than fire, and standard policies don’t cover it.

A home collapsing due to an earthquake.
Natural Disaster Insurance

Protect your home from floods, earthquakes, and more. Natural disaster insurance covers what standard policies don’t—helping you manage risk from costly, unexpected events.

A large apartment complex.
Renters Insurance

Renters insurance protects your belongings from theft or damage and covers liability for injuries in your home—essential coverage for tenants in apartments or rental homes.

A mother holding an umbrella for both her and her daughter.
Umbrella Policies

Prepare for the unexpected with an umbrella policy—extra liability protection that safeguards your assets beyond home, auto, and RV insurance limits, securing your future from major claims or lawsuits.

A daughter running to hug her father who just returned home.
Quick Quotes

Get credit union insurance rates with Goldenwest—free Quick Quotes, customized policies, exclusive discounts, and local agents. We shop for you, saving members up to 35% on insurance in minutes.

A women filling out a report on her laptop.
Report a Claim

If you've experienced loss or damage, let us help you in the recovery process.

A one on one meeting with a smiling insurance agent
Find an Agent

Find the right insurance agent for your needs at a convenient location near you.

A couple holding their child together.
Life Insurance

Protect the ones you love—life insurance provides security and peace of mind for your family, even after you're gone.

An older couple smiling.
Medicare Insurance

Goldenwest offers Medicare guidance for members. Our qualified sales agents help you understand coverage, choose a plan, and sign up—so you get the care and support you need.

An older couple meeting with a man in a suit.
Medicare Licensed Sales Agents

Our experienced Medicare agents provide personalized guidance to help you understand coverage options, choose the right plan, and enroll with confidence—making Medicare simple and stress-free.

An older couple smiling looking at their laptop.
Medicare Seminars

Let’s talk Medicare—Goldenwest hosts seminars with licensed sales agents to answer your questions and help you feel confident in choosing the plan that’s right for you.

A graphic design of a neon blue lock
Fraud Defender

Identity theft affects millions each year. Be prepared with Goldenwest Fraud-Defender—proactive protection and recovery support before identity theft strikes.

A group of business professionals holding hands as a united team
Specialties

Let Goldenwest handle all your commercial insurance needs

Professionals closely interacting over some design documents.
Coverages

Let Goldenwest handle all your commercial insurance needs

A smiling young doctor in a windowed hospital corridor
Corporate Health

Choose from our suite of insurance coverage options to provide your employees with a safety net.

A smiling professional in a suit with arms folded
Meet the Team

Find a helpful insurance agent from our team of experienced professionals.

A couple playing with their child jumping on the bed
Wills and Trusts

Enjoy peace of mind that your loved ones will be cared for in the future.

  • Digital Services
  • Business Services
  • Other Services
  • Vehicle Auctions
A woman with a laptop on her bed making a financial transaction in a bright sunlit room.
Digital Banking

Free access to online banking anytime, anywhere.

A closeup of some hands using a phone at a cafe over a laptop.
Bill Pay

With online bill pay, you can send payments to almost any company in the U.S.

A closeup of a phone taking a photo of a check.
Check Deposit

Mobile deposit allows members to deposit checks into their account from the convenience of their Apple or Android mobile phone.

A young woman on her couch using mobile banking on her phone.
eStatements

Get your statements sooner and more securely with eStatements.

A stylized image of a hand behind some floating icons of a cloud, shield, and envelope.
eAlerts

Goldenwest eAlerts are electronic notifications about activity on your account.

A young man and young woman standing side by side with comically excited smiles as they use their phones.
Peer-To-Peer Payments (P2P)

Send money electronically to anyone, anytime at any financial institution or bank using our bill pay payment service in the mobile app.

A young woman with a credit card and phone in her hand while using a laptop in front of a large window.
Mobile Wallet

Now you can enjoy the convenience of your Goldenwest Visa Cards using Apple Pay, Google Pay and Samsung Pay with your Smartphone.

A smiling father and son putting coins into a pink piggy bank together.
Budgeting Tools

Track your expenses and spending habits with our budgeting and online financial wellness tools.

A woman on the street with some new purchases in one hand and a phone in the other.
Mobile App

Manage your money anywhere you have your smart phone with the Goldenwest Mobile Banking App for Android and iPhone.

A man smiling as he checks his mobile phone and strokes his chin.
Ready Pay

Members can now make instant loan payments at Goldenwest with a checking account or debit card from another institution using our ReadyPay service.

A stylized graphic of a person in a suit behind a floating padlock security icon.
Card Control

Beyond managing your money with online banking and our mobile app, you can access the functionality of your Visa cards with Card Controls.

A laptop open to a credit score screen.
Fico Scores

Get your FICO® Score for FREE. Reviewing your FICO score can help you learn how lenders view your credit risk.

A business owner on the phone in a dimly lit shipping room.
Audio Branch

The audio branch is a user-friendly phone system that allows members to check balances, make transfers, review account history, and much more.

A man in a large city smiling as he uses his phone to check his financial accounts while standing on the street.
Text Services

You can opt-in to receive text messages for updates on events and promotional offers on Goldenwest's products and services.

A customer's hand making a contactless purchase with a credit card at a coffee shop register.
Merchant Services

Accept card payments with ease—Goldenwest offers affordable, secure processing solutions for businesses of all sizes and industries.

A closeup of a man in a tie signing a document with a metal pen.
Business Remote Deposit

Save time and money with Goldenwest Business Remote Deposit—scan unlimited checks anytime from your office with free software and a low, flat monthly fee.

A phone, pen, and sticky-note pad carfully placed next to a laptop
Business Bill Pay

Streamline accounts payable with secure, customizable business bill pay—schedule payments, manage payroll, and integrate with QuickBooks or Quicken.

A man and woman high-fiving each other inside their modern new business.
Payroll

Simplify payroll with ACH Origination—pay contractors fast with same-day processing, file imports, and customizable limits, all through an easy online portal.

A woman explaining a document to a married couple.
Merchant Lending

Offer your customers easy financing with Merchant Lending—secure QR code applications, low rates, and fast funding deposited directly into your business account.

A stylized graphic of hands using a tablet behind floating icons of email and security.
Positive Pay

Protect your business with Positive Pay—detect fraud, control transactions, and safeguard your cash flow with enhanced account security.

A man in a corner office carefully scrutinizing his laptop
Online Wires

Send business funds quickly with Online Wires—secure, hassle-free transfers with admin control and dual-authorization for just $15 per wire.

A smiling team of business professionals standing in a line
Meet the Team

Connect with a local Business Services Expert to support and grow your business with personalized guidance.

A closeup of two hands holding a fanned collection of dollar bills.
Overdraft Protection

As a convenience to our checking account members, Goldenwest offers an overdraft protection program named "Courtesy Pay".

A happy red-headed couple at home using a tablet to plan their finances.
Financial Counseling

GreenPath financial counseling offers free credit report review, debt management planning, and online courses.

A wall of silver safe deposit boxes.
Safe Deposit Box

Keep your valuables or important documents safe and secure in a Goldenwest vault with a safe deposit box.

A graphic of money flowing between two toy financial institution tiles.
Shared Branches

No matter where you are in the country, your nearest credit union branch is never far away.

A closeup of a calculator and a handwritten check balancing ledger.
Check Services

Manage your checks from the convenience of the Goldenwest online branch.

A man in overalls and a toolbelt resting in a hammock on a fall day.
Skip-a-Payment

Sometimes you just need to take a break from your loan payments. With Goldenwest Credit Union’s Skip-a-Payment, you can do just that.

A woman smiling with her arms resting on the sill of her car window.
Guaranteed Asset Protection

Our GAP program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.

A red car parked and for sale.
Repossessed Vehicles

Goldenwest Credit Union sells repossessed vehicles to the public including cars, trucks, motorcycles, ATVs, RVs and trailers.

  • Chevron icon pointing to the right
    Save
  • Chevron icon pointing to the right
    Borrow
  • Chevron icon pointing to the right
    Learn
  • Chevron icon pointing to the right
    Invest
  • Chevron icon pointing to the right
    Protect
  • Chevron icon pointing to the right
    Services
  • Chevron icon pointing to the right
    Notifications
  • Chevron icon pointing to the right
    Why Goldenwest?
  • Chevron icon pointing to the right
    About
  • Chevron icon pointing to the right
    Contact
  • Chevron icon pointing to the right
    Locations
  • Chevron icon pointing to the right
    Rates
  • Chevron icon pointing to the right
    Apply for a Loan
  • Chevron icon pointing to the left
    Save
  • Chevron icon pointing to the right
    Checking
  • Chevron icon pointing to the right
    Savings
  • Chevron icon pointing to the right
    Business
  • Chevron icon pointing to the left
    Borrow
  • Chevron icon pointing to the right
    Vehicle Loans
  • Chevron icon pointing to the right
    Home Loans
  • Chevron icon pointing to the right
    Visa Cards
  • Chevron icon pointing to the right
    Business Loans
  • Chevron icon pointing to the right
    Other Loans
  • Chevron icon pointing to the left
    Learn
  • Chevron icon pointing to the right
    Financial Wellness
  • Chevron icon pointing to the right
    Blogs
  • Chevron icon pointing to the right
    FAQ
  • Chevron icon pointing to the right
    Fraud
  • Chevron icon pointing to the right
    Seminars
  • Chevron icon pointing to the left
    Invest
  • Chevron icon pointing to the right
    Wealth
  • Chevron icon pointing to the left
    Protect
  • Chevron icon pointing to the right
    Auto
  • Chevron icon pointing to the right
    Home
  • Chevron icon pointing to the right
    Life
  • Chevron icon pointing to the right
    Medicare
  • Chevron icon pointing to the right
    Identity Theft
  • Chevron icon pointing to the right
    Commercial
  • Chevron icon pointing to the right
    Estate Planning
  • Chevron icon pointing to the left
    Services
  • Chevron icon pointing to the right
    Digital Services
  • Chevron icon pointing to the right
    Business Services
  • Chevron icon pointing to the right
    Other Services
  • Chevron icon pointing to the right
    Vehicle Auctions
  • Chevron icon pointing to the left
    Checking
  • Woman holding a Debit card in one hand and shopping bags in another.
    Reward Yourself Checking

    With Reward Yourself Checking, earn unlimited rewards points faster plus enjoy loan discounts, appraisal credits, and more valuable member perks.

  • A teenager holding her debit card while online shopping.
    SMARTStart Checking

    Members 13-25 years old: Open a free SMARTStart Checking Account, receive up to $250 in incentives, earn rewards on debit card purchases, and level up your money skills. It’s the smart start to spending!

  • A women handing a grocer her debit card.
    SMARTPay Checking

    SMARTPay Checking offers free, hassle-free banking with no fees, unlimited debit card rewards, and 24/7 access to online tools, mobile banking, bill pay, and more.

  • A woman in a blazer holding up her debit card.
    Debit Cards

    Use your Visa debit card for purchases, ATM cash, or recurring payments—anywhere Visa is accepted. Earn rewards and build savings automatically with Round Up Rewards deposits into your Gold Account.

  • Chevron icon pointing to the left
    Savings
  • A women putting money into her piggy bank.
    Savings

    Open a no-fee Share Savings Account with as little as $5. Earn dividends, enjoy easy access to funds, and make deposits, transfers, and withdrawals anytime.

  • A gold piggy bank in a sea of pink piggy banks.
    Gold Account

    The Gold Account is a free, high-yield savings account funded by member loyalty programs and special offer. Enjoy access to funds whenever you like, while earning great returns.

  • A sprout growing out of a jar of coins
    Certificates

    Certificates provide higher dividends than savings accounts with terms from 1 month to 5 years. Choose Standard or Flex CDs and enjoy an extra 0.25% dividend boost as a President Club member.

  • A man talking to a businesswomen.
    Insured Money Market

    The Insured Money Market offers flexible deposits, tiered dividends, no fees, unlimited withdrawals, and NCUA insurance for secure savings growth.

  • A dad helping his son add money to his piggy bank.
    Kids Club

    Kickstart smart saving habits with a free Kids Club Savings Account for ages 12 and under. Open with just $5, earn dividends, and enjoy anytime access to funds.

  • An older couple on the beach staring out at the water.
    Individual Retirement

    An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement.

  • A blue piggy bank and a stethoscope.
    Health Savings

    Save on medical expenses with a Goldenwest HSA—tax-deductible contributions, tax-free withdrawals for qualified expenses, and funds that roll over yearly. Conveniently access your HSA with a Visa debit card.

  • A student holding her backpack.
    Education Savings

    A Coverdell ESA helps you save for a child’s education. Contributions grow tax-free and can be used for qualified K–12 and college expenses.

  • A dog in a Santa hat laying in an open suitcase under the Christmas tree.
    Christmas Club

    Save year-round for the holidays with a Christmas Club Account. Earn dividends and access funds on November 1st. Deposit anytime via payroll, direct deposit, transfers, or in person.

  • Newly wedded couple sitting on a bench.
    Matrimoney

    The Matrimoney account offers a secure, easy way for loved ones to give wedding cash gifts. Open at any Goldenwest branch or online. Perfect for brides and grooms!

  • Chevron icon pointing to the left
    Business
  • A woman with a credit card pondering finances
    Checking

    Business checking solutions from Goldenwest designed to fit every size—simple, secure, and tailored to help your business grow.

  • Savings

    Earn competitive dividends on your NCUA-insured business savings with easy access online, on our app, or at any Goldenwest branch.

  • Certificates

    Business CDs are a smart way to grow your funds—earn more with a 0.25% rate bump when paired with Business Reward Yourself Checking.

  • Insured Money Market

    Enjoy security and flexibility with an Insured Money Market—deposit anytime and earn higher rates as your balance grows.

  • Health Savings

    Offer your employees valuable benefits with Health Savings Accounts through Goldenwest Health Insurance.

  • A smiling woman holding a credit card playfully
    Business Credit Cards

    Fuel your business growth with a Goldenwest Visa Credit Card—tailored for businesses of all sizes, offering valuable rewards, no annual fee, and smart money-saving features built for success.

  • A small team of smiling business professionals
    Business Services

    Let Goldenwest help streamline your business from payroll to merchant card processing.

  • Chevron icon pointing to the left
    Vehicle Loans
  • A women sitting on the edge of the trunk of her SUV.
    Auto Loans

    Take the wheel on your new ride with a low-interest auto loan with flexible terms, no fees, and fast approval—new, used, or refinance with Goldenwest.

  • A RV parked in a forest campground.
    RV Loans

    Start your journey with an RV loan from Goldenwest—great rates, flexible terms up to 144 months, and no fees.

  • Driving a muddy ATV through the dirt.
    ATV Loans

    Conquer the trails with a no-hassle ATV loan from Goldenwest—low rates, flexible terms up to 144 months, and no fees.

  • A long utility trailer being pulled by a white pickup.
    Trailer Loans

    Haul more and worry less when you finance new or used utility and cargo trailers with Goldenwest—low rates, no fees, and terms up to 72 months.

  • A boat tied to a lake dock.
    Boat Loans

    Make waves with a Goldenwest boat loan—low rates, flexible terms up to 144 months, and no fees.

  • A close up of someone riding a motorcycle.
    Motorcycle Loans

    Kickstart your adventure on the open road with a Goldenwest motorcycle loan—low rates, flexible terms up to 144 months, and no fees.

  • A snowmobile riding up over a snowy hill.
    Snowmobile Loans

    Enjoy the greatest snow on earth with a Goldenwest snowmobile loan—low rates, flexible terms up to 144 months, and an easy application process.

  • A women driving a personal watercraft on a lake.
    Personal Watercraft Loans

    Explore the water your way with a Goldenwest personal watercraft loan—low rates, flexible terms up to 144 months, and no fees.

  • Chevron icon pointing to the left
    Home Loans
  • A new, modest home with mature trees and a blue sky.
    Mortgages

    Affordable mortgage loans with competitive rates, flexible terms, and personalized service to help you finance your dream home with confidence and ease.

  • A house under construction.
    Construction Loans

    Build your dream home with a flexible construction loan—featuring one-time and two-time closing options and streamlined financing from groundbreaking to move-in.

  • A young couple looking at their new home being built on a beautiful plot of land.
    Lot Loans

    Finance the site of your future home with a lot loan—featuring low rates, flexible terms, and quick approvals for improved building lots.

  • A modern kitchen.
    Home Equity Line of Credit

    Access funds when you need them with a Home Equity Line of Credit—flexible borrowing, low rates, and only pay interest on what you use.

  • A colorfully painted established home with red wooden siding an a blossoming tree
    Home Equity Loan Fixed Rate Mortgage

    Tap into your home’s equity with a fixed-rate loan—enjoy predictable payments, competitive rates, and funds for home improvements, debt consolidation, or major expenses.

  • A young couple shaking hands with a mortgage originator.
    Find a Mortgage Originator

    Connect with a local mortgage originator for expert guidance, personalized service, and support through every step of your home financing journey.

  • Chevron icon pointing to the left
    Visa Cards
  • A women holding her credit card in one hand and her shopping bags in another.
    Credit Cards

    Power up your spending with a Visa credit card from Goldenwest—featuring no annual fee, low rates, exciting rewards, cash-back perks, and smart features that work for your lifestyle.

  • A close up of a debit card held by a man in a suit.
    Debit Cards

    Experience the convenience and value of a Goldenwest Visa debit card—seamlessly linked to your checking account, and loaded with rewards. Opt-in to Debit Round Up Rewards and save effortlessly!

  • A smiling women holding a Goldenwest reloadable card.
    Reloadable Cards

    Enjoy the power of Visa—no checking account or credit check required! Instantly available at branches, and reloadable via direct deposit or any Goldenwest location.

  • A smiling women showing off her gift card.
    Gift Cards

    Give the gift of choice with a Visa Gift Card—perfect for any occasion! Available at all Goldenwest branches in amounts from $10 to $1,000.

  • A women wearing a blazer holding a Goldenwest Business Credit Card
    Business Credit Cards

    Fuel your business growth with a Goldenwest Visa Credit Card—tailored for businesses of all sizes, offering valuable rewards, no annual fee, and smart money-saving features built for success.

  • The Goldenwest Business Visa Debit Card
    Business Debit Card

    Access your business funds worldwide with the Goldenwest Business Visa Debit Card—no fees, high daily limits, overdraft protection, instant issue, and trusted Visa security for seamless spending.

  • Chevron icon pointing to the left
    Business Loans
  • An excavator silhouetted against a blue sky
    Commercial Construction

    Whether its an office, a sandwich shop, or a pet grooming business, we can help finance your building.

  • A corner retail space in a new stripmall
    Real Estate

    We can help you acquire property for your business with competitive rates and terms!

  • Lines of Credit

    We offer revolving lines of credit for working capital in your business.

  • A row of colorful townhomes under a blue sky
    Investment Property

    We finance rental and investment properties up to 80% loan to value at competitive rates

  • Industrial manufacturing equipment operating inside a large factory
    Equipment

    Goldenwest can provide financing for vehicles and other equipment for your business

  • A small business owner outside her shop, smiling
    SBA

    Goldenwest has partnered with the Small Business Administration to provide businesses with financing

  • A row of white delivery vans outside a shipping center
    Fleet

    Finance the trucks, vans, and cars you need to keep your business moving

  • A women wearing a blazer holding her Goldenwest Business Credit Card.
    Business Credit Cards

    For many owners and managers, a Visa Credit Card is a key tool for transacting business.

  • Business Auto Loans

    Drive Your Business Forward with a Business Auto Loan

  • Chevron icon pointing to the left
    Other Loans
  • A money Bag surrounded by gold coins.
    Share and Certificate Secured Loans

    Goldenwest members can secure low-rate loans using Savings or Certificates with low rates for nearly any need.

  • A hand holding neon money bags and coins
    Signature Loans

    Borrow confidently with a Goldenwest Signature Loan—no collateral or application fee, competitive rates, and flexible use for emergencies, purchases, or special occasions.

  • A smiling student in front of a library bookshelf.
    Student Loans

    Unlock your future with student loans designed exclusively for qualified Utah State and Weber State University students—flexible, supportive, and tailored to help you succeed!

  • Chevron icon pointing to the left
    Financial Wellness
  • A woman in glasses deep in thought
    Smart Money

    Goldenwest Smart Money empowers your journey to financial freedom—set goals, track progress, unlock rewards, and master money skills. Start building a brighter financial future today!

  • A couple on a couch with a tablet - excited at their budget
    Financial Counseling

    GreenPath offers free, immediate, and holistic credit and debt counseling with a certified financial counselor.

  • A stylized adventuristic logo saying 'Embark on your Credit Journey'
    Credit Journey

    Embark on your credit journey with confidence! Explore, learn, and master building credit, discover the power of a solid credit score, and protect your financial future.

  • Chevron icon pointing to the left
    Blogs
  • A backpacking couple looking over an expansive mountain vista.
    Smart Money Blog

    Smart tips, expert advice, and powerful tools to help you thrive—achieve financial success at every stage of life with Goldenwest by your side as your trusted financial partner.

  • A closeup of the credit union president
    President's Blog

    Get insights straight from the top! Goldenwest President/CEO Kerry Wahlen shares the latest credit union news, smart financial tips, and trusted advice to help you stay informed and empowered.

  • Chevron icon pointing to the left
    FAQ
  • A confused looking man scratching his beard and raising an eyebrow.
    Search Frequently-Asked Questions

    Explore our smart, searchable knowledgebase—your go-to hub for quick answers and helpful insights on all things Goldenwest products and services. Find what you need in seconds!

  • Chevron icon pointing to the left
    Fraud
  • A man clicking a Fraud Prevention button.
    Fraud Prevention

    Protect your accounts and identity with smart fraud prevention tips. Learn how to spot threats, secure your info, and stay one step ahead of scammers.

  • A graphic image of a fingerprint on a scanner.
    Identity Theft Protection

    With identity theft affecting 1 in 30 Americans yearly, it’s no longer a question of if—but when. Protect yourself now from the financial chaos of stolen personal information.

  • Someone putting their username and password into their laptop.
    Security

    At Goldenwest, your online security is our priority. SSL encryption keeps your account safe—and we’ll never call, text, or email asking for personal or account info.

  • Chevron icon pointing to the left
    Seminars
  • An older couple smiling as they look at their laptop.
    Medicare Seminars

    If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.

  • Chevron icon pointing to the left
    Wealth
  • A young couple meeting with a financial planner
    Financial Advisors

    Our experienced financial professionals can provide you with a complete analysis of your current financial situation.

  • A sprout growing out of a jar of coins
    Certificate Accounts

    Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.

  • Stacked coins on an outdoor table
    Insured Money Market Account

    If you seek security and flexibility in your savings plans, consider an Insured Money Market account

  • A couple on the beach staring out at the waves
    Individual Retirement Account

    An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement

  • A financial professional with a young couple.
    Wills and Trusts

    Receive peace of mind that your loved ones will be cared for in the future

  • Two brightly colored beach chairs on a tropical beach.
    Retirement Planning

    Our knowledgeable MEMBERS Financial Services Advisors are available to review your retirement plans, and help you prepare for what lies ahead.

  • Chevron icon pointing to the left
    Auto
  • A woman leaning out the driver window of her car.
    Auto Insurance

    Save big with Goldenwest Insurance Services—customized auto coverage, exclusive discounts, and bundle savings for members from top carriers.

  • A RV parked in a forest campground.
    RV Insurance

    Enjoy the outdoors with peace of mind—Goldenwest Insurance offers competitive RV, trailer, and camper coverage, multi-policy discounts, and free quotes.

  • Two motorcycles driving up a canyon.
    Motorcycle Insurance

    Goldenwest Insurance Services finds the best coverage at budget-friendly prices. Trust our expert team to protect your ride with personalized insurance plans tailored just for you.

  • A boat tied to a lake dock.
    Boat Insurance

    Life’s better at the lake with Goldenwest Insurance. Get tailored boat and watercraft coverage that protects you and your vessel—so you can relax and enjoy every moment on the water.

  • A horse looking sticking his head out the back of a horse trailer.
    Horse Trailer Insurance

    Whether to a show, stable, or vet, the right horse trailer insurance gives you peace of mind and smart protection wherever your equine adventures take you.

  • A man driving a ATV.
    Powersports Insurance

    Experience the thrill of outdoor riding with ATV, UTV, or snowmobile insurance from Goldenwest. Get peace of mind, a great quote, and discounts—so you can focus on the adventure ahead.

  • A SUV pulling a small utility trailer.
    Utility Trailer Insurance

    Built for hard work—from hauling tools to weekend projects—ensure your utility trailer is protected with the right insurance policy for peace of mind.

  • A couple riding their E-Bikes in the mountains.
    E-Bike Insurance

    Ride worry-free with Goldenwest’s e-bike insurance—comprehensive coverage tailored for outdoor enthusiasts. Protect your ride, enjoy the trails, and explore with confidence.

  • A mom holding an umbrella for both her and her daughter in the rain.
    Umbrella Policies

    Prepare for the unexpected with an umbrella policy—extra liability protection that safeguards your assets beyond home, auto, and RV insurance limits, securing your future from major claims or lawsuits.

  • Happy Couple holding their baby
    Credit Life and Disability Insurance

    Protect your family and loan payments with Credit Insurance—covering unexpected disability or life events to ease financial burdens and give you peace of mind for tomorrow.

  • A daughter running to hug her dad who just arrived home.
    Quick Quotes

    Get credit union insurance rates with Goldenwest—free Quick Quotes, customized policies, exclusive discounts, and local agents. We shop for you, saving members up to 35% on insurance in minutes.

  • A women writing a report on her laptop.
    Report a Claim

    If you've experienced loss or damage, let us help you in the recovery process.

  • A smiling insurance agent meeting with a client in a brightly lit office
    Find an Agent

    Find the right insurance agent for your needs at a convenient location near you

  • Chevron icon pointing to the left
    Home
  • A frontal view of a modern home.
    Homeowners Insurance

    Protect your home with Goldenwest Insurance—affordable coverage, local agents, and discounts for multiple policies. Get a free quote and bundle with your mortgage, all in one place.

  • A home with a flood receding right in front of it.
    Flood Insurance

    Protect your home from costly flood damage. Goldenwest Insurance offers competitive coverage and savings—because most Utah homes face greater flood risk than fire, and standard policies don’t cover it.

  • A home collapsing due to an earthquake.
    Natural Disaster Insurance

    Protect your home from floods, earthquakes, and more. Natural disaster insurance covers what standard policies don’t—helping you manage risk from costly, unexpected events.

  • A large apartment complex.
    Renters Insurance

    Renters insurance protects your belongings from theft or damage and covers liability for injuries in your home—essential coverage for tenants in apartments or rental homes.

  • A mother holding an umbrella for both her and her daughter.
    Umbrella Policies

    Prepare for the unexpected with an umbrella policy—extra liability protection that safeguards your assets beyond home, auto, and RV insurance limits, securing your future from major claims or lawsuits.

  • A daughter running to hug her father who just returned home.
    Quick Quotes

    Get credit union insurance rates with Goldenwest—free Quick Quotes, customized policies, exclusive discounts, and local agents. We shop for you, saving members up to 35% on insurance in minutes.

  • A women filling out a report on her laptop.
    Report a Claim

    If you've experienced loss or damage, let us help you in the recovery process.

  • A one on one meeting with a smiling insurance agent
    Find an Agent

    Find the right insurance agent for your needs at a convenient location near you.

  • Chevron icon pointing to the left
    Life
  • A couple holding their child together.
    Life Insurance

    Protect the ones you love—life insurance provides security and peace of mind for your family, even after you're gone.

  • Chevron icon pointing to the left
    Medicare
  • An older couple smiling.
    Medicare Insurance

    Goldenwest offers Medicare guidance for members. Our qualified sales agents help you understand coverage, choose a plan, and sign up—so you get the care and support you need.

  • An older couple meeting with a man in a suit.
    Medicare Licensed Sales Agents

    Our experienced Medicare agents provide personalized guidance to help you understand coverage options, choose the right plan, and enroll with confidence—making Medicare simple and stress-free.

  • An older couple smiling looking at their laptop.
    Medicare Seminars

    Let’s talk Medicare—Goldenwest hosts seminars with licensed sales agents to answer your questions and help you feel confident in choosing the plan that’s right for you.

  • Chevron icon pointing to the left
    Identity Theft
  • A graphic design of a neon blue lock
    Fraud Defender

    Identity theft affects millions each year. Be prepared with Goldenwest Fraud-Defender—proactive protection and recovery support before identity theft strikes.

  • Chevron icon pointing to the left
    Commercial
  • A group of business professionals holding hands as a united team
    Specialties

    Let Goldenwest handle all your commercial insurance needs

  • Professionals closely interacting over some design documents.
    Coverages

    Let Goldenwest handle all your commercial insurance needs

  • A smiling young doctor in a windowed hospital corridor
    Corporate Health

    Choose from our suite of insurance coverage options to provide your employees with a safety net.

  • A smiling professional in a suit with arms folded
    Meet the Team

    Find a helpful insurance agent from our team of experienced professionals.

  • Chevron icon pointing to the left
    Estate Planning
  • A couple playing with their child jumping on the bed
    Wills and Trusts

    Enjoy peace of mind that your loved ones will be cared for in the future.

  • Chevron icon pointing to the left
    Digital Services
  • A woman with a laptop on her bed making a financial transaction in a bright sunlit room.
    Digital Banking

    Free access to online banking anytime, anywhere.

  • A closeup of some hands using a phone at a cafe over a laptop.
    Bill Pay

    With online bill pay, you can send payments to almost any company in the U.S.

  • A closeup of a phone taking a photo of a check.
    Check Deposit

    Mobile deposit allows members to deposit checks into their account from the convenience of their Apple or Android mobile phone.

  • A young woman on her couch using mobile banking on her phone.
    eStatements

    Get your statements sooner and more securely with eStatements.

  • A stylized image of a hand behind some floating icons of a cloud, shield, and envelope.
    eAlerts

    Goldenwest eAlerts are electronic notifications about activity on your account.

  • A young man and young woman standing side by side with comically excited smiles as they use their phones.
    Peer-To-Peer Payments (P2P)

    Send money electronically to anyone, anytime at any financial institution or bank using our bill pay payment service in the mobile app.

  • A young woman with a credit card and phone in her hand while using a laptop in front of a large window.
    Mobile Wallet

    Now you can enjoy the convenience of your Goldenwest Visa Cards using Apple Pay, Google Pay and Samsung Pay with your Smartphone.

  • A smiling father and son putting coins into a pink piggy bank together.
    Budgeting Tools

    Track your expenses and spending habits with our budgeting and online financial wellness tools.

  • A woman on the street with some new purchases in one hand and a phone in the other.
    Mobile App

    Manage your money anywhere you have your smart phone with the Goldenwest Mobile Banking App for Android and iPhone.

  • A man smiling as he checks his mobile phone and strokes his chin.
    Ready Pay

    Members can now make instant loan payments at Goldenwest with a checking account or debit card from another institution using our ReadyPay service.

  • A stylized graphic of a person in a suit behind a floating padlock security icon.
    Card Control

    Beyond managing your money with online banking and our mobile app, you can access the functionality of your Visa cards with Card Controls.

  • A laptop open to a credit score screen.
    Fico Scores

    Get your FICO® Score for FREE. Reviewing your FICO score can help you learn how lenders view your credit risk.

  • A business owner on the phone in a dimly lit shipping room.
    Audio Branch

    The audio branch is a user-friendly phone system that allows members to check balances, make transfers, review account history, and much more.

  • A man in a large city smiling as he uses his phone to check his financial accounts while standing on the street.
    Text Services

    You can opt-in to receive text messages for updates on events and promotional offers on Goldenwest's products and services.

  • Chevron icon pointing to the left
    Business Services
  • A customer's hand making a contactless purchase with a credit card at a coffee shop register.
    Merchant Services

    Accept card payments with ease—Goldenwest offers affordable, secure processing solutions for businesses of all sizes and industries.

  • A closeup of a man in a tie signing a document with a metal pen.
    Business Remote Deposit

    Save time and money with Goldenwest Business Remote Deposit—scan unlimited checks anytime from your office with free software and a low, flat monthly fee.

  • A phone, pen, and sticky-note pad carfully placed next to a laptop
    Business Bill Pay

    Streamline accounts payable with secure, customizable business bill pay—schedule payments, manage payroll, and integrate with QuickBooks or Quicken.

  • A man and woman high-fiving each other inside their modern new business.
    Payroll

    Simplify payroll with ACH Origination—pay contractors fast with same-day processing, file imports, and customizable limits, all through an easy online portal.

  • A woman explaining a document to a married couple.
    Merchant Lending

    Offer your customers easy financing with Merchant Lending—secure QR code applications, low rates, and fast funding deposited directly into your business account.

  • A stylized graphic of hands using a tablet behind floating icons of email and security.
    Positive Pay

    Protect your business with Positive Pay—detect fraud, control transactions, and safeguard your cash flow with enhanced account security.

  • A man in a corner office carefully scrutinizing his laptop
    Online Wires

    Send business funds quickly with Online Wires—secure, hassle-free transfers with admin control and dual-authorization for just $15 per wire.

  • A smiling team of business professionals standing in a line
    Meet the Team

    Connect with a local Business Services Expert to support and grow your business with personalized guidance.

  • Chevron icon pointing to the left
    Other Services
  • A closeup of two hands holding a fanned collection of dollar bills.
    Overdraft Protection

    As a convenience to our checking account members, Goldenwest offers an overdraft protection program named "Courtesy Pay".

  • A happy red-headed couple at home using a tablet to plan their finances.
    Financial Counseling

    GreenPath financial counseling offers free credit report review, debt management planning, and online courses.

  • A wall of silver safe deposit boxes.
    Safe Deposit Box

    Keep your valuables or important documents safe and secure in a Goldenwest vault with a safe deposit box.

  • A graphic of money flowing between two toy financial institution tiles.
    Shared Branches

    No matter where you are in the country, your nearest credit union branch is never far away.

  • A closeup of a calculator and a handwritten check balancing ledger.
    Check Services

    Manage your checks from the convenience of the Goldenwest online branch.

  • A man in overalls and a toolbelt resting in a hammock on a fall day.
    Skip-a-Payment

    Sometimes you just need to take a break from your loan payments. With Goldenwest Credit Union’s Skip-a-Payment, you can do just that.

  • A woman smiling with her arms resting on the sill of her car window.
    Guaranteed Asset Protection

    Our GAP program may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe on your loan.

  • Chevron icon pointing to the left
    Vehicle Auctions
  • A red car parked and for sale.
    Repossessed Vehicles

    Goldenwest Credit Union sells repossessed vehicles to the public including cars, trucks, motorcycles, ATVs, RVs and trailers.

  • Chevron icon pointing to the left
    Why Goldenwest?
  • Goldenwest Benefits
  • Golden Rewards
  • Round Up Rewards
  • Points Plus
  • President's Club
  • Security
  • Eligibility and Membership
  • Chevron icon pointing to the left
    About
  • About Goldenwest Credit Union
  • Leadership
  • Community
  • Communications
  • Careers
  • Chevron icon pointing to the left
    Contact
  • Contact Us
  • Frequently-Asked Questions
  • Sponsorship or Donation Inquiries
  • How are we doing?
  • Audio Branch
  • Chevron icon pointing to the left
    Locations
  • My Preferred Branch
    Branch building exterior
    Details
    Change

  • All Locations
  • ATMs
  • Shared Branching
  • Chevron icon pointing to the left
    Rates
  • Home Loan Rates
  • Auto/RV Loan Rates
  • Other Loan Rates
  • Certificate Rates
  • Insured Money Market Account Rates
  • Savings Rates
  • Checking Account Rates
  • Chevron icon pointing to the left
    Apply for a Loan
  • Chevron icon pointing to the left
    Notifications
  • There are no notifications currently available. Please check back later.

    Read More...
Close button

Notifications

There are no notifications currently available. Please check back later.

Read More...
Close button

Select your preferred branch

Enter a zip code or city, state

Use my current location
Protect – Commercial –

Corporate Health

Chevron icon pointing to the left

Corporate Health

  • Group Health Plans

    Group Health Plans

    Goldenwest Insurance Services provides Utah companies with employee health insurance plans.

  • Group Dental Insurance

    Group Dental Insurance

    Goldenwest Insurance Services provides group dental insurance, a vital part of a benefits package offered to employees.

  • Group Vision Insurance

    Group Vision Insurance

    Goldenwest Insurance Services provides group vision insurance

  • Group Life Insurance

    Group Life Insurance

    Goldenwest Insurance Services provides group life insurance, a vital part of a benefits package offered to employees.

  • Group Supplemental Products

    Group Supplemental Products

    Goldenwest Insurance Services provides group supplemental products.

  • Health Insurance Agents

    Health Insurance Agents

    Find a health insurance agent to help with your corporate health insurance needs.

  • Group Health Insurance

    Group Health Insurance

    Employers who offer health benefits can cut down their employee turnover costs, receive tax breaks, boost company culture and employee satisfaction, and help their employees live healthier, happier lives.

Facebook icon
Instagram icon
X icon
YouTube icon
LinkedIn icon
Pinterest icon

Routing # 324377613

  • Equal Housing Lender
  • NMLS #440574

The products and services on this page:

  • Are not NCUA insured
  • Have no credit union guarantee
  • May lose value
  • Are not insured by any Federal Agency
  • Are not a bank deposit

Copyright ©2025 Goldenwest Federal Credit Union. All rights reserved.

  • Call 1-800-283-4550
  • About
  • Careers
  • Contact
  • Locations
  • Newsroom
  • Privacy Policy
  • Disclosures
Equal Housing logo