What is Utility Trailer Insurance?

Utility Trailer Insurance provides protection for trailers used to haul tools, equipment, landscaping gear, recreational vehicles, and more. Whether you use your trailer for work or personal projects, this coverage helps protect your trailer against damage, theft, and liability while on or off the road.

Why Do I Need It?

Many people assume their Auto Insurance automatically covers their trailer—but that’s often not the case. Most auto policies offer only limited coverage, if any, for trailers or the items stored inside. Without dedicated Utility Trailer Insurance, you could be left paying out-of-pocket for:

• Damage from an accident or collision
• Theft or vandalism
• Fire or weather-related loss
• Liability if your trailer causes injury or property damage

Goldenwest Insurance Services offers specialized Utility Trailer Insurance that fills these gaps, giving you the confidence to tow without worry.