Motorcycle Insurance

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Motorcycle Insurance

Your motorcycle is more than just a mode of transportation—it’s a way to experience freedom on the open road. At Goldenwest Insurance Services, we shop reliable, affordable Motorcycle Insurance to keep you protected while you enjoy the ride. Whether you're cruising on weekends or riding year-round, we find coverage options to suit your needs.

Two people riding their motorcycles through the canyon

What is Motorcycle Insurance?

Motorcycle Insurance is a specialized policy designed to protect you, your bike, and your passengers from risks like accidents, theft, and damage. It’s similar to Auto Insurance, but it’s tailored to the unique needs of motorcycle owners. Motorcycle Insurance typically includes:

Liability Coverage: Protects you if you’re found responsible for causing injury or property damage to others while riding your motorcycle.
Collision Coverage: Covers damage to your motorcycle if you're involved in a crash, regardless of who is at fault.
Comprehensive Coverage: Protects your bike from non-collision incidents like theft, vandalism, fire, or damage from a natural disaster.
Uninsured/Underinsured Motorist Coverage: Helps protect you if you're involved in an accident with a rider who doesn’t have adequate insurance.
Medical Payments Coverage: Covers medical expenses for you and your passengers in the event of an accident, regardless of who is at fault.
Roadside Assistance: Helps you get back on the road if your motorcycle breaks down or you run into an emergency situation.

A close up of someone riding a motorcycle

Why do I need Motorcycle Insurance?

Motorcycle Insurance is essential because it’s required by law and protects you from financial loss in case of accidents, theft, or damage. Whether you're involved in a collision, face damage from a storm, or need medical coverage after an accident, the right insurance ensures you're covered. It also protects your bike and passengers, offering peace of mind while you enjoy the freedom of the open road. Without adequate coverage, you risk facing significant out-of-pocket expenses, making Motorcycle Insurance a smart investment for every rider.