Auto insurance is a financial safety net that protects you, your vehicle, and others on the road in case of an accident or unexpected event. When you purchase auto insurance, you enter into a contract with an insurance company, agreeing to pay regular premiums in exchange for coverage that helps cover costs like vehicle repairs, medical expenses, and liability for damages caused to others.

Why do I need Auto Insurance?

Auto insurance is not just a legal requirement—it provides financial security. Without it, the cost of an accident, even a minor one, could be overwhelming. Here are the reasons to have auto insurance:

• Legal Protection: Utah requires a level of Auto Insurance to legally drive. Failing to meet these requirements can result in fines, license suspension, or even legal trouble.
• Financial Protection: Whether you're at fault in an accident or not, Auto Insurance can cover medical bills, repair costs, and damages.
• Peace of Mind: Knowing you’re covered can ease the stress of the unexpected, whether it’s a fender-bender or a major accident.