Here are some ways to ensure your credit card information is protected:
Regularly check your balance and credit card activity to quickly catch any suspicious transactions, and use your card only at trusted merchants. If you suspect your card is compromised, use Card Controls in the Goldenwest Credit Union app or online banking to deactivate it and report the issue immediately.
Be cautious when sharing your card information, and keep a record of your card details in a safe place. Use ATMs and gas pumps in well-lit, secure locations. Respond to alerts from your financial institution as they monitor for unusual activity. Inform your credit union of any travel plans to ensure smooth card usage and fraud protection.
Manage Your Credit Card Wisely
Use your credit card responsibly to avoid accumulating debt, missed payments, or defaults. While it's important to be cautious, there's no need to be overly fearful.
Tips for Success on Your Credit Journey
Do the Following
- Only spend what you know you can afford
- Check your credit card balance regularly
- Set up alerts to help notify you of charges
- Set up autopay so you never have a missed payment
Don't Do the Following
- Keep a balance on your card
- Max out your card
- Advance cash off of your credit card
- Make late payments
