Budgeting
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About the Budget feature
The Financial Wellness function within the online banking and mobile app allows you to gain greater insight into your finances by viewing monthly and annual spending and savings goals. You can categorize your spending into food, fitness, automobile, education, etc. You can also set savings goals for the money in your account.
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Viewing income and expenses by category
To view income and expenses click the "Accounts" widget and select an account to view. Move the "sort by" drop down to "Descprition" and then in the search bar you can type in keywords such as Debit ACH, Amazon, or McDonalds. You can also sort transactions by date, amount, or balance.
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Establishing a budget
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Viewing budget information with a chart or graph
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Categories
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Net worth
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Adding Keyword Rules to Categories
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Cash flow
You can view your spending history each month in the "Spending" tab on the Finacial Wellness page. This history includes loan payments, transfers, and expenses. You can view transactions for a specific account or all accounts.
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Setting which accounts participate in the budgeting feature
In the Financial Wellness page under the "Savings Goals" tab, you can set savings goals for the funds already in your account or funds you eventually want in your account. To set a goal, select the account you want to participate. All the funds in that account will be allocated to each goal set in this tab.
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Downloading your budget
In order to view your budget you must have Microsoft Excel or similar spreadsheet viewer. Click the download link above your list of budget categories in the “budget” tab to download a spreadsheet of your budget.