Smart Money Blog

Financial tips and money-saving advice from Goldenwest Credit Union

  • When Should You Consider Refinancing Your Mortgage?

    April 7, 2021

    Many people find themselves asking, “When is the right time to refinance my mortgage?” It is a great time when interest rates are low and there is an increase in home values.

  • Are Insurance Minimums Enough To Protect You In The Event Of An Accident?

    February 26, 2021

    Auto insurance is required in the state of Utah, but how much do you actually need? Ensuring proper coverage while saving on your premium can be a balancing act. Choosing to go with the minimum coverage required can be very risky and end up costing you more in the event of an accident.

    1 Comment

  • Credit Card Choices to Fit Your Lifestyle

    October 22, 2020

    A credit card can be an important part of managing your financial life. Whether you want to pay off other high-interest credit cards, earn rewards points towards a family vacation, or simply want cash back, Goldenwest has the perfect credit card for you. Even better, all of our credit cards provide tremendous value with budget-friendly rates, $0 annual fee, and no balance transfer fee.

  • Is It The Right Time To Refinance?

    September 10, 2020

    If you’re a rate watcher, then you know that mortgage rates can change daily. When home loan rates decline, it’s not uncommon for members to ask us if it’s the right time to refinance their home loan.

    1 Comment

  • Is 0% on a new car always the best financial decision?

    July 16, 2020

    Amid the current Covid-19 pandemic many car dealerships are offering 0% interest on the purchase of a new vehicle. You can purchase the newest and best model while not paying a dime of interest! What could be better? This sounds like a deal too good to pass up. But is 0% interest going to save you money?

  • Annual Insurance Review

    June 28, 2020

    We tend to forget the value of insurance until we actually need it. As far back as 4,000 BC, the Chinese found value in insuring their goods by mixing and distributing various goods across multiple ships in order to minimize loss due to shipwreck. Today, we can insure just about anything including pets and vacations, and on June 28th we celebrate National Insurance Day.

  • Credit Life & Disability Insurance Protects More Than Your Finances

    May 20, 2020

    Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against an unexpected disability and covered life event could help you protect more than your finances.

  • Are you covered in the event of an earthquake?

    April 28, 2020

    It’s a matter of when not if. You’ve probably heard it dozens of times already: Utah is due for a big one.

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