Smart Money Blog

Financial tips and money-saving advice from Goldenwest Credit Union

  • Purchasing Your First Car

    March 13, 2015

    Buying a vehicle can be one of the most expensive (and costly) purchases a person will make. Car shopping can be a daunting task, so consider the following tips to help you make the best decision.

  • When to Consider Refinancing Your Home

    March 5, 2015

    The rule of thumb is and always has been, that if the interest savings received from refinancing outweighs the costs—then refinancing is certainly something to consider. When figuring these calculations, be sure to reflect on the future and how many

  • Ten Tips for First-time Homebuyers

    February 18, 2015

    Meet with a lender to get prequalified. This will give you an idea of the purchase price that you qualify for and the costs that are involved with getting a home loan. Nothing is worse than

  • Kids & Finances

    January 7, 2015

    Washing the dishes, mowing the lawn, and folding the laundry are all viable ways for a 12-year-old to earn an allowance. According to the American Institute of CPA's, 61 percent of parents pay an allowance to their kids

  • Our Credit Union Is A Family

    December 30, 2014

    As a not-for-profit financial cooperative, Goldenwest Credit Union is much more than an assemblage of buildings that provide money-saving financial services.

  • Charity Scams

    December 4, 2014

    As the holidays approach, we become more focused on giving. Sharing your good fortune with others is a charitable thing to do. Unfortunately, there are a few ill-intentioned people who wish to exploit the kind-heartedness of others

  • 5 Tips for a Budget-Friendly Christmas

    November 22, 2014

    Many of us face the same challenge each year – making Christmas magical on a realistic budget. With the holiday season on our doorstep, here are five tips for a budget-friendly Christmas:

  • The Credit Union Difference

    October 24, 2014

    You have many options when choosing your primary financial institution. Whether you are looking for a checking account to manage your household finances or a specialized financing plan tailored for your small business, there can be an overwhelming assortment of offerings. One of the best places to start is learning about the differences between credit unions and banks.

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