Smart Money Blog

Financial tips and money-saving advice from Goldenwest Credit Union

  • EMV Smart Chip

    August 6, 2015

    This is the year that EMV chips are going to be significantly integrated into the US wallet. EMV, named for its original creators, stands for Europay, Mastercard, and Visa. Today, EMVCo members include Mastercard, Visa, JCB, American Express, China UnionPay, and Discover.

  • Healthy Diet on a College Budget

    July 22, 2015

    Between campus dining halls, ramen noodles, and late night chip binges, it is no mystery why some college students pack on that “freshman 15.” Eating healthy is hard. Eating healthy on a tight budget is even harder, especially with the stress of college work.

  • Is a Health Savings Account for you?

    June 25, 2015

    Gone are the days of the health care plan where everything from broken bones to child birth is covered 100% under your medical insurance. Today’s reality is that many health care plans come with high deductibles and an even higher level of stress when someone in the family needs to see a doctor.

  • Five Hidden Costs of College

    June 4, 2015

    College is expensive. This is a reality that we are all well-aware of. The average rate of tuition is increasing every year, while the average annual income of most families hasn’t increased in over ten years, according to The College Board. However, tuition and fees are just the tip of the iceberg

  • Goldenwest Mobile Banking

    May 21, 2015

    You may already know that we have twenty-six branches in Utah from St. George to Logan to serve you. What you might not know is that we have another branch that you can access no matter where you are -- our Mobile Branch!

  • Avoid Title Errors When Purchasing a Car

    April 30, 2015

    Few things compare to the excitement of a new car. Many buyers know to ask questions about the history of the vehicle, some will visit a trusted mechanic to have the car inspected. These methods are excellent choices that can reveal serious mechanical problems; however, it is less common that buyers ask questions about the vehicle’s title.

  • Understanding Your Credit Score

    April 24, 2015

    Have you ever looked at your credit report and can’t make heads or tails of what it all means? It may seem like an unpleasant chore, but it’s definitely worth your time to understand your credit rating.

  • 15th Annual 5k for Schools

    April 16, 2015

    One of the largest charitable races in Utah, the Goldenwest 5k For Schools just completed its 15th year of raising money for Weber District Schools and the Weber School Foundation. One-hundred percent of the registration fees, as well as a match from Goldenwest Credit Union are used to support a variety of school programs

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