Earn unlimited Extra Awards points at a higher rate with Visa Rewards cards. Receive discounts on loans and other money-saving opportunities.

Transition into independent financial responsibility by paying bills online, earning rewards points, accessing loans, and much more.

The perfect free account for teens and young adults. Learn key concepts of budgeting, earn rewards points, transfer money online, and more.

Earn rewards when you use a Goldenwest Debit Card. No

Save your money safely and securely with a share savings account

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Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates

With an Insured Money Market account, you can deposit funds as often as you want – allowing you to increase your balance and earn higher interest rates.

Goldenwest Credit Union youth accounts provide the fundamental products and resources that build financial pathways.

It's never too early to teach your children how to save and spend responsibly.

An account created as an incentive to help parents and students save for education expenses.

Individuals and families with high health insurance deductibles can save money on current and future health care expenses with a Goldenwest Credit Union Health Savings Account (HSA).

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An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement.

The Christmas Club Account is a great way to save for the holidays.

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A Matrimoney wedding registry account gives family and friends a convenient and secure method to give cash gifts to brides and grooms.

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The Gold Account is a FREE loyalty savings account given to every member of Goldenwest Credit Union.

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A full suite of digital services to make managing your finances easier

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Let Goldenwest help streamline your business from payroll to merchant card processing.

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Other perks of being a Goldenwest member — shared branching, skip-a-payment and more

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Manage your company's expenses with a business checking account from Goldenwest

Keep your business savings secure, close at hand and earning dividends.

Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates

If you seek security and flexibility in your savings plans, consider an Insured Money Market account.

Individuals and families can save money on expenses with a Goldenwest Credit Union Health Savings Account (HSA)

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Business credit cards with low, competitive rates, no annual fees, rewards and cash back options.

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Let Goldenwest help streamline your business from payroll to merchant card processing.

Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle.

Whether you’re looking for a compact camper or a luxury motorhome, we’ll help you get the financing you need so you can start exploring sooner.

Hop on board your next thrill ride with an ATV or UTV loan from Goldenwest Credit Union

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Haul anything, anywhere – Utility & Cargo Trailers for every job.

Get off the dock and explore the waters with the help of a Goldenwest boat loan.

If enjoying the open road on a bike is your idea of the perfect road trip, let Goldenwest Credit Union finance the ride of your life.

For winter-recreation enthusiasts, there is nothing quite like exploring the back country with family and friends on snowmobiles.

With your personal watercraft, you can explore amazing places that may be difficult to reach by boat or land.

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Affordable mortgage loans with competitive rates, flexible terms, and personalized service to help you finance your dream home with confidence and ease.

Build your dream home with a flexible construction loan—featuring one-time and two-time closing options and streamlined financing from groundbreaking to move-in.

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Finance the site of your future home with a lot loan—featuring low rates, flexible terms, and quick approvals for improved building lots.

Access funds when you need them with a Home Equity Line of Credit—flexible borrowing, low rates, and only pay interest on what you use.

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Tap into your home’s equity with a fixed-rate loan—enjoy predictable payments, competitive rates, and funds for home improvements, debt consolidation, or major expenses.

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Connect with a local mortgage originator for expert guidance, personalized service, and support through every step of your home financing journey.

Low-rate Visa credit cards with rewards or cash back options. Fixed or variable rates available.

Earn rewards when you use a Goldenwest Debit Card. No annual or transaction fees.

A Visa card that you can load money onto at any time. Use almost anywhere Visa is accepted.

A prepaid card that can be used everywhere Visa debit cards are accepted.

For many owners and managers, a Visa Credit Card is a key tool for transacting business.

The Goldenwest Business VISA Debit Card gives you the convenience and security of making purchases at millions of merchants worldwide.

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Whether its an office, a sandwich shop, or a pet grooming business, we can help finance your building.

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We can help you acquire property for your business with competitive rates and terms!

We offer revolving lines of credit for working capital in your business.

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We finance rental and investment properties up to 80% loan to value at competitive rates

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Goldenwest can provide financing for vehicles and other equipment for your business

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Goldenwest has partnered with the Small Business Administration to provide businesses with financing

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Finance the trucks, vans, and cars you need to keep your business moving

For many owners and managers, a Visa Credit Card is a key tool for transacting business.

Goldenwest Credit Union members can use funds in their Savings or Certificate accounts to secure loans at a lower rate than many other conventional loans.

You can use a signature loan for just about anything – cover emergency expenses, pay-off medical bills, finance large purchases, or pay for a special occasion.

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Student loans for qualified Utah State University or Weber State University students.

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A full suite of digital services to make managing your finances easier

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Let Goldenwest help streamline your business from payroll to merchant card processing.

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Other perks of being a Goldenwest member — shared branching, skip-a-payment and more

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New financial wellness resources each week for the Goldenwest community

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GreenPath offers free, immediate, and holistic credit and debt counseling with a certified financial counselor.

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Let us help you navigate your credit journey.

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Financial tips and money-saving advice from Goldenwest Credit Union

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by Kerry Wahlen, President/CEO

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A searchable knowledgebase of answers about Goldenwest products and services.

Fraudsters want your personal information, cards, and checks to use this information to gain access to your funds. By following these simple guidelines you can greatly reduce your risk of becoming a victim.

We live during a time where our identity can be quickly stolen and used to wreck personal financial havoc.

At Goldenwest Credit Union, the security of your online information is important to us.

If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.

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Our knowledgeable MEMBERS Financial Services Advisors are available to review your retirement plans, and help you prepare for what lies ahead.

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Receive peace of mind that your loved ones will be cared for in the future

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An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement

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Our experienced financial professionals can provide you with a complete analysis of your current financial situation.

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Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.

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If you seek security and flexibility in your savings plans, consider an Insured Money Market account

Goldenwest Insurance Services has helped hundreds of Goldenwest members save money with significantly reduced insurance premiums on their cars and trucks.

If your idea of spending time wisely includes wide-open spaces and fresh air, insuring your recreational vehicles with Goldenwest Insurance Services can bring you greater peace of mind.

Motorcycle Insurance is a specialized policy designed to protect you, your bike, and your passengers from risks like accidents, theft, and damage.

Goldenwest Insurance Services offer Boat and Watercraft Insurance to ensure your peace of mind while you enjoy your time on the water.

Whether you’re heading to a show, the stables, or an emergency vet visit, having the right insurance gives you peace of mind every step of the way.

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Experience the thrill of riding your ATV, UTV, side by side, four-wheeler, dirt bike, or snowmobile in the great outdoors. Ensure your peace of mind with Goldenwest Insurance Services.

From hauling equipment and tools to helping with weekend projects, utility trailers are built for hard work. Make sure yours is protected with a specialized insurance policy.

E-Bike Insurance provides comprehensive coverage tailored to your needs. Ride with confidence and enjoy the journey, knowing your bike is protected.

An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.

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Protect your family against the unexpected. Credit Insurance may make your loan payments when you can’t.

Free Online Insurance Quotes for Auto and Home Insurance

If you've experienced loss or damage, let us help you in the recovery process.

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Find the right insurance agent for your needs at a convenient location near you

Protect your home with Goldenwest Insurance Services—reliable, affordable coverage for what matters most.

Protect your home and belongings with Flood Insurance.

Our goal is to provide competitive rates and significant savings on premiums, including coverage for floods, earthquakes, landslides, and other unexpected disasters.

Renters Insurance covers the personal property and belongings of the tenant, as well as offering liability protection in case of accidents or damages that may occur in the rented space.

An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.

Free Online Insurance Quotes for Auto and Home Insurance

If you've experienced loss or damage, let us help you in the recovery process.

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Find the right insurance agent for your needs at a convenient location near you.

Life insurance is a security blanket that will continue to cover and protect the most important people in your life, even when you yourself no longer can.

Let Goldenwest Licensed Sales Agents Take Care of You

Find a Licensed Sales Agent

If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.

With Goldenwest, you can be prepared to recover from identity theft before it happens with Fraud-Defender.

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Let Goldenwest handle all your commercial insurance needs

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Let Goldenwest handle all your commercial insurance needs

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Choose from our suite of insurance coverage options to provide your employees with a safety net.

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Find a helpful insurance agent from our team of experienced professionals.

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Enjoy peace of mind that your loved ones will be cared for in the future.

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Smart Money Blog

Financial tips and money-saving advice from Goldenwest Credit Union

Ten Great Shopping Apps to Help You Save Money

November 23, 2016
Ten Great Shopping Apps to Help You Save Money

Online shopping is convenient. It allows you to avoid the crowds, easily compare prices, and find everything you are looking for. With these ten apps you can find new ways to save money and make online shopping even better than before!

iOS and Android Apps

  • Walmart App

    The Walmart app allows you to browse products, view sales and deals, and even refill your prescription. But the best aspect of the app is the Walmart Savings Catcher. You simply scan your Walmart receipt for any purchases made within the last week, and if a local competitor is advertising a lower price, Walmart will give you back the difference in the form of a virtual gift card. It is quick and requires near no work on your part.

    This app also features a service called Walmart Pay (compatible with all Goldenwest and USU Credit Union Visa Cards). This service allows you to safely encrypt your card information and pay through the Walmart app via scanning a QR code at checkout. From there, the Walmart app will automatically store your receipt and run it through the Savings Catcher.

  • Ibotta

    Ibotta is a cash-back rebate app with 310 supported retailers, including Walmart, Target, Kroger, and Rite-Aid. All you have to do is download the app to start saving. You can unlock cash rewards within the app on specific items or on whole purchases. With hundreds of rebates in this app you are bound to find something you were going to buy anyway. This is a good way of earning money back on purchases you are already making.

    This app does require a few steps to earn your cash back. You must go on and “unlock” the deals you wish to use. Then you go shopping and purchase the items. From there, you will scan your receipt and scan the barcodes of the items you’ve unlocked in order to verify your purchase. After that, Ibotta will automatically put your cash back into your account, which you can choose to cash out via Venmo, Paypal, or featured gift cards.

  • Groupon

    Groupon is a company that offers deals in activities, travel, goods, and services in places all around the world. Once you download the app, it is easy to use. You find a deal you want, purchase it, and then print the Groupon voucher or have it mailed to you. Groupon offers a money-back guarantee if, for some reason, a business will not honor your Groupon purchase.

    You can find amazing deals for 50-70% off. It is worth your while to first check Groupon for food, entertainment, travel, and more.

  • RetailMeNot

    RetailMeNot is a super convenient coupon book right in your pocket! At any given time, it offers thousands of deals and promotions at top retail stores. This app includes both online and in-store offers to help you save money no matter how you shop. It offers deals on food and goods, and you can redeem coupons straight from your phone.

  • Amazon

    If you have Amazon Prime, downloading the Amazon app is a must. The app allows you to shop, track packages, and leave reviews. You can link it to your Touch ID to make purchasing items through Amazon safe and speedy.

    Amazon offers a vast variety of items, and with Amazon Prime, you get free shipping. This can save you so much time and money in the long run. Having the app on your phone is also convenient for comparing prices in stores to what you might be able to find on Amazon.

  • BONUS: Discount Me In

    If you are a member of Goldenwest or USU Credit Union, you can receive exclusive discounts at retailers in your area. Download the app and browse deals at businesses from Econo Lodge to Fiiz. These offers are exclusive to members and to redeem them, you simply use your Goldenwest or USU Credit Union card at the time of purchase.

Web Browser Extensions

  • Honey

    Honey is an extension that you can download for free with Google Chrome or Firefox. You can add this extension to your web browser’s tool bar and be instantly alerted when the website you are shopping on has coupons available. The Honey icon will change from grayscale to orange to let you know that there will be coupon codes to try at checkout.

    After you are done shopping, you will proceed to checkout and Honey will prompt you to run all their coupon codes. If any are valid, Honey will show you how much you saved. Then you simply finish checking out.

  • Ebates

    Ebates (also available as an app) is a company that pays you to shop through their extension. You can find coupons and promo codes, but you can also get cash back just for going to other retailer’s websites through the Ebates website or web browser extension. Once you activate your cash back, the little Ebates extension icon will turn from grayscale to purple on your web browser toolbar.

    Once you have an account set up with Ebates, they will send you a cash back check every three months for purchases made in the past quarter as long as you have earned $5.01. If you have earned less than that amount, it will simply be added to your next cash back check.

  • Wikibuy

    Wikibuy is similar to Honey, but has one slightly different function. Wikibuy will find and run coupon codes for all major websites you shop at, but it will only find the top 10 and it is limited on the number of retailers it supports. The major benefit of installing Wikibuy comes when you are shopping on Amazon.

    Wikibuy will register what you are shopping for as you browse, and within about five seconds, it will let you know if you can get that item for a better price through a different retailer. A small popup in the bottom left corner of the page will notify you. Wikibuy factors in tax and shipping, so you will know if you are getting a better deal when all is said and done. Wikibuy has also partnered with Ebates to notify you when you can earn cash back.

  • CouponCabin Sidekick

    CouponCabin Sidekick is, you guessed it, an extension that alerts you of coupons and cash back opportunities as you are shopping. After you install the extension, you will receive real-time alerts about coupons and cash back for the retailers you are shopping.

  • Camelizer

    Camelizer is an extension for when you are getting serious about finding the best bang for your buck. This extension allows you to see a history of the pricing of an item you are searching for on Amazon. Through the price history, you can if you are getting a good deal.

    You can also sign up through Camelizer to be alerted when prices drop via twitter or email.

Some of these extensions and apps are better than others, and only you can decide what works best with your purchasing habits. Using a combination may be beneficial and surprise you how much money you can save with such minimal effort. Remember to use your Goldenwest Visa Rewards Card or your USUCU Aggie Card for all your online purchases.

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