Earn unlimited Extra Awards points at a higher rate with Visa Rewards cards. Receive discounts on loans and other money-saving opportunities.

Transition into independent financial responsibility by paying bills online, earning rewards points, accessing loans, and much more.

The perfect free account for teens and young adults. Learn key concepts of budgeting, earn rewards points, transfer money online, and more.

Earn rewards when you use a Goldenwest Debit Card. No

Save your money safely and securely with a share savings account

A sprout growing out of a jar of coins

Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates

With an Insured Money Market account, you can deposit funds as often as you want – allowing you to increase your balance and earn higher interest rates.

Goldenwest Credit Union youth accounts provide the fundamental products and resources that build financial pathways.

It's never too early to teach your children how to save and spend responsibly.

An account created as an incentive to help parents and students save for education expenses.

Individuals and families with high health insurance deductibles can save money on current and future health care expenses with a Goldenwest Credit Union Health Savings Account (HSA).

An older couple on the beach staring out at the water

An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement.

The Christmas Club Account is a great way to save for the holidays.

Newly wedded couple sitting on a bench

A Matrimoney wedding registry account gives family and friends a convenient and secure method to give cash gifts to brides and grooms.

A gold piggy bank in a sea of pink piggy banks

The Gold Account is a FREE loyalty savings account given to every member of Goldenwest Credit Union.

A smiling student using his phone to access his financial accounts.

A full suite of digital services to make managing your finances easier

A team of professionals standing in their modern place of work

Let Goldenwest help streamline your business from payroll to merchant card processing.

A customer smiling as she works with a credit union manager.

Other perks of being a Goldenwest member — shared branching, skip-a-payment and more

A woman with a credit card pondering finances

Manage your company's expenses with a business checking account from Goldenwest

Keep your business savings secure, close at hand and earning dividends.

Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates

If you seek security and flexibility in your savings plans, consider an Insured Money Market account.

Individuals and families can save money on expenses with a Goldenwest Credit Union Health Savings Account (HSA)

A smiling woman holding a credit card playfully

Business credit cards with low, competitive rates, no annual fees, rewards and cash back options.

A small team of smiling business professionals

Let Goldenwest help streamline your business from payroll to merchant card processing.

Financing your auto loan is quick and easy, whether you're refinancing from another financial institution or purchasing a new or used vehicle.

Whether you’re looking for a compact camper or a luxury motorhome, we’ll help you get the financing you need so you can start exploring sooner.

Hop on board your next thrill ride with an ATV or UTV loan from Goldenwest Credit Union

A long utility trailer being pulled by a white pickup.

Haul anything, anywhere – Utility & Cargo Trailers for every job.

Get off the dock and explore the waters with the help of a Goldenwest boat loan.

If enjoying the open road on a bike is your idea of the perfect road trip, let Goldenwest Credit Union finance the ride of your life.

For winter-recreation enthusiasts, there is nothing quite like exploring the back country with family and friends on snowmobiles.

With your personal watercraft, you can explore amazing places that may be difficult to reach by boat or land.

A new, modest home with mature trees and a blue sky.

Affordable mortgage loans with competitive rates, flexible terms, and personalized service to help you finance your dream home with confidence and ease.

Build your dream home with a flexible construction loan—featuring one-time and two-time closing options and streamlined financing from groundbreaking to move-in.

A young couple looking at their new home being built on a beautiful plot of land.

Finance the site of your future home with a lot loan—featuring low rates, flexible terms, and quick approvals for improved building lots.

Access funds when you need them with a Home Equity Line of Credit—flexible borrowing, low rates, and only pay interest on what you use.

A colorfully painted established home with red wooden siding an a blossoming tree

Tap into your home’s equity with a fixed-rate loan—enjoy predictable payments, competitive rates, and funds for home improvements, debt consolidation, or major expenses.

A young couple shaking hands with a mortgage originator.

Connect with a local mortgage originator for expert guidance, personalized service, and support through every step of your home financing journey.

Low-rate Visa credit cards with rewards or cash back options. Fixed or variable rates available.

Earn rewards when you use a Goldenwest Debit Card. No annual or transaction fees.

A Visa card that you can load money onto at any time. Use almost anywhere Visa is accepted.

A prepaid card that can be used everywhere Visa debit cards are accepted.

For many owners and managers, a Visa Credit Card is a key tool for transacting business.

The Goldenwest Business VISA Debit Card gives you the convenience and security of making purchases at millions of merchants worldwide.

An excavator silhouetted against a blue sky

Whether its an office, a sandwich shop, or a pet grooming business, we can help finance your building.

A corner retail space in a new stripmall

We can help you acquire property for your business with competitive rates and terms!

We offer revolving lines of credit for working capital in your business.

A row of colorful townhomes under a blue sky

We finance rental and investment properties up to 80% loan to value at competitive rates

Industrial manufacturing equipment operating inside a large factory

Goldenwest can provide financing for vehicles and other equipment for your business

A small business owner outside her shop, smiling

Goldenwest has partnered with the Small Business Administration to provide businesses with financing

A row of white delivery vans outside a shipping center

Finance the trucks, vans, and cars you need to keep your business moving

For many owners and managers, a Visa Credit Card is a key tool for transacting business.

Goldenwest Credit Union members can use funds in their Savings or Certificate accounts to secure loans at a lower rate than many other conventional loans.

You can use a signature loan for just about anything – cover emergency expenses, pay-off medical bills, finance large purchases, or pay for a special occasion.

A smiling student in front of a library bookshelf.

Student loans for qualified Utah State University or Weber State University students.

A smiling student accessing his financial accounts on his phone.

A full suite of digital services to make managing your finances easier

A smiling team of employees in their modern place of work.

Let Goldenwest help streamline your business from payroll to merchant card processing.

A smiling member interacting with a credit union manager in a brightly lit office.

Other perks of being a Goldenwest member — shared branching, skip-a-payment and more

A woman in glasses deep in thought

New financial wellness resources each week for the Goldenwest community

A couple on a couch with a tablet - excited at their budget

GreenPath offers free, immediate, and holistic credit and debt counseling with a certified financial counselor.

A stylized adventuristic logo saying 'Embark on your Credit Journey'

Let us help you navigate your credit journey.

A backpacking couple looking over an expansive mountain vista.

Financial tips and money-saving advice from Goldenwest Credit Union

A closeup of the credit union president

by Kerry Wahlen, President/CEO

A confused looking man scratching his beard and raising an eyebrow.

A searchable knowledgebase of answers about Goldenwest products and services.

Fraudsters want your personal information, cards, and checks to use this information to gain access to your funds. By following these simple guidelines you can greatly reduce your risk of becoming a victim.

We live during a time where our identity can be quickly stolen and used to wreck personal financial havoc.

At Goldenwest Credit Union, the security of your online information is important to us.

If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.

Two brightly colored beach chairs on a tropical beach.

Our knowledgeable MEMBERS Financial Services Advisors are available to review your retirement plans, and help you prepare for what lies ahead.

A financial professional with a young couple.

Receive peace of mind that your loved ones will be cared for in the future

A couple on the beach staring out at the waves

An Individual Retirement Account (IRA) can provide a tax-deferred or tax-free way of saving for retirement

A young couple meeting with a financial planner

Our experienced financial professionals can provide you with a complete analysis of your current financial situation.

A sprout growing out of a jar of coins

Certificates earn higher dividends than share savings accounts and have pre-determined maturity rates.

Stacked coins on an outdoor table

If you seek security and flexibility in your savings plans, consider an Insured Money Market account

Goldenwest Insurance Services has helped hundreds of Goldenwest members save money with significantly reduced insurance premiums on their cars and trucks.

If your idea of spending time wisely includes wide-open spaces and fresh air, insuring your recreational vehicles with Goldenwest Insurance Services can bring you greater peace of mind.

Motorcycle Insurance is a specialized policy designed to protect you, your bike, and your passengers from risks like accidents, theft, and damage.

Goldenwest Insurance Services offer Boat and Watercraft Insurance to ensure your peace of mind while you enjoy your time on the water.

Whether you’re heading to a show, the stables, or an emergency vet visit, having the right insurance gives you peace of mind every step of the way.

A man driving a ATV.

Experience the thrill of riding your ATV, UTV, side by side, four-wheeler, dirt bike, or snowmobile in the great outdoors. Ensure your peace of mind with Goldenwest Insurance Services.

From hauling equipment and tools to helping with weekend projects, utility trailers are built for hard work. Make sure yours is protected with a specialized insurance policy.

E-Bike Insurance provides comprehensive coverage tailored to your needs. Ride with confidence and enjoy the journey, knowing your bike is protected.

An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.

Happy Couple holding their baby

Protect your family against the unexpected. Credit Insurance may make your loan payments when you can’t.

Free Online Insurance Quotes for Auto and Home Insurance

If you've experienced loss or damage, let us help you in the recovery process.

A smiling insurance agent meeting with a client in a brightly lit office

Find the right insurance agent for your needs at a convenient location near you

Protect your home with Goldenwest Insurance Services—reliable, affordable coverage for what matters most.

Protect your home and belongings with Flood Insurance.

Our goal is to provide competitive rates and significant savings on premiums, including coverage for floods, earthquakes, landslides, and other unexpected disasters.

Renters Insurance covers the personal property and belongings of the tenant, as well as offering liability protection in case of accidents or damages that may occur in the rented space.

An umbrella policy will provide additional liability coverage above the limits of your home, auto and RV insurance policies.

Free Online Insurance Quotes for Auto and Home Insurance

If you've experienced loss or damage, let us help you in the recovery process.

A one on one meeting with a smiling insurance agent

Find the right insurance agent for your needs at a convenient location near you.

Life insurance is a security blanket that will continue to cover and protect the most important people in your life, even when you yourself no longer can.

Let Goldenwest Licensed Sales Agents Take Care of You

Find a Licensed Sales Agent

If you need help choosing a Medicare Plan, a licensed sales representative can provide you with assistance from understanding what Medicare is, what coverage you might need, and how to sign up.

With Goldenwest, you can be prepared to recover from identity theft before it happens with Fraud-Defender.

A group of business professionals holding hands as a united team

Let Goldenwest handle all your commercial insurance needs

Professionals closely interacting over some design documents.

Let Goldenwest handle all your commercial insurance needs

A smiling young doctor in a windowed hospital corridor

Choose from our suite of insurance coverage options to provide your employees with a safety net.

A smiling professional in a suit with arms folded

Find a helpful insurance agent from our team of experienced professionals.

A couple playing with their child jumping on the bed

Enjoy peace of mind that your loved ones will be cared for in the future.

Close button

Notifications

There are no notifications currently available. Please check back later.

Close button

Select your preferred branch

Enter a zip code or city, state

President's Blog

by Kerry Wahlen, President/CEO

Our Members Are Everything

May 20, 2025

As we move through the final quarter of 2024, I want to take a moment to thank our members for your continued trust and support. At Goldenwest Credit Union, our commitment is simple: we’ll take care of you—wherever you are, whenever you need us.

Serving with Purpose

For 88 years, Goldenwest Credit Union has operated as a not-for-profit financial cooperative, which means serving our members has always been—and will always be—our top priority. With the direction and support from our Board of Directors, we’re focused on enhancing your Credit Union experience every step of the way.

Our membership in Idaho has been growing quickly. We were thrilled to attend the ribbon cutting celebration of our first branch in Idaho Falls on October 16th. This new location joins our other Idaho branches in RexburgBoiseEagle, and Post Falls. In addition, we recently broke ground on a new branch in Mountain Green, Utah. It’s been 19 years since we opened our first branch in Morgan County, and we’re excited to provide a second location to better serve our growing membership in the area.

We’ll Take Care of You

“We’ll take care of you” is more than just a tagline—it’s the motivation for everything we do. Each decision we make is focused on meeting your needs with affordable and convenient financial products and services without compromising value and security.

One example is our auto and homeowners’ insurance program. With dedicated agents at every branch, we’re able to connect you with top-rated carriers and help you save up to 35% on your premiums. Earlier this year, we also launched the Golden Rewards loyalty program. With Golden Rewards, members can enjoy a free, high-yield Gold Account. These are just two ways we’re delivering higher value to you.

Strengthening for the Future

I’m proud to share that Goldenwest is quickly approaching $3.4 billion in assets and continues to perform well in strength and stability. While we are actively investing in services and products to meet your needs, we’re also committed to safeguarding the Credit Union for generations to come.

Our members are everything to us. Without you nothing else matters. We look forward to helping you succeed—both personally and professionally.

Thank you for choosing Goldenwest Credit Union. Together, we’ll continue building a future of financial strength and success.

Comments

Be the first to comment. Use the comment box below
What do you think?
We welcome your comments. Please use the form below to submit your comment. Your comment will be posted on this page for others to read.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.