Goldenwest Credit Union is coming-off a record year for mortgage production, both for purchases and refinances. I am pleased to see thousands of members securing lower rates and advantageous terms all while saving money with Goldenwest’s low, one-half percent origination fee.

The hard-working women and men in the Goldenwest Mortgage Department are remarkable. In most cases, we have served our members within 30 days from the date of a completed mortgage application to closing the loan documents. We pride ourselves on providing top-notch service throughout the lending process.

Goldenwest offers Conventional Mortgages with fixed-term options from 15- to 30-year terms. We help members finance their homes with Adjustable Rate Mortgages, FHA Mortgages, VA Mortgages, and Rural Housing Loans. In addition, Goldenwest offers low-rate options for Jumbo Home Loans and Investment Property Loans. Whatever your present circumstances, we are ready to assist you.

A considerable number of our members have chosen to refinance their mortgages to shorter terms with the potential for significant savings on interest payments. We have 5-, 7-, and 10-year term options on fixed rate mortgages as low as 3.125%. There are no closing costs on most of the short-term mortgage options, no private mortgage insurance requirement, and the loan will be serviced through Goldenwest.

If building a new home is on the horizon, we have you covered with the lowest rate on your financing. Plus, our service is second-to-none in the construction loan process. Construction loans begin at 3.50% and Lot Loans are as low as 4.49%.

Utah’s strong economy is bringing many opportunities for growth to the communities we serve. Our home loan experts, located from Logan to St George, have an in-depth understanding of our local housing market. You can visit with our mortgage originators in any Goldenwest or USU Credit Union branch office, or simply send a text to 385-206-6780 stating that you’re ready to learn more about our home loan programs. We look forward to taking care of you!