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First-Time Home Buyer

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First-Time Home Buyer

First-Time Home Buyer

Make buying your first home possible!

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Young family celebrating the purchase of their first home.

Discover the Possibility of Homeownership

With Goldenwest Credit Union’s wide range of First-Time Home Buyer Loans, we help make getting into a home a reality.

We have multiple First-Time Home buyer programs available whether you are looking to put zero money down, obtain grants for down payment assistance, or want to obtain the lowest rate possible. Goldenwest Credit Union is here to help you obtain your dream of homeownership. 

Benefits of Goldenwest First-Time Home Buyer loans:

  • Up to 100% financing
  • Down payment and closing cost assistance
  • 1% origination fee

Call or Click Now - Experienced Mortgage Experts Standing By

Email us

mortgagecc@gwcu.org

Or use this contact form

Call us directly

801-786-8400

Send us a text

385-206-6780

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Which First-Time Home Buyer loan is right for you?

With various First-Time Home Buyer loans, choosing the right one can help you balance down payment, closing costs, and monthly payments. Each type of loan offers unique benefits, helping you achieve your homeownership goals.

Conventional and FHA Financing

  • Minimum 3% down payment
  • Reduced private mortgage insurance 

Utah Housing Corporation Loans

  • Multiple loan products suit borrowers needs
  • Zero down payment financing
  • Down payment and closing cost assistance
  • Income Limit Restrictions

Goldenwest 5/1 ARM

  • Minimum 5% down payment
  • Fixed rate for the first five years
  • Amortized over 30 years
  • No private mortgage insurance

Ready to Get Started?

Connect with one of our Mortgage Experts to discuss your vision and explore your financing options.

Apply Now