| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed Loan | 6.375% | 6.606% |
| 20 Year Fixed Loan | 6.000% | 6.251% |
| 15 Year Fixed Loan | 5.625% | 5.954% |
Disclosures
- Rates and terms are accurate as of May 28, 2025 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Payment examples based on 80% loan-to-value, loan amount of $100,000 and interest payments. 12-year mortgage at 6.64% APR will have a monthly payment of $1,001.92. 15-year mortgage at 6.634% APR will have a monthly payment of $871.11. 20-year mortgage at 6.628% APR will have a monthly payment of $745.57. Other conditions and restrictions may apply. Annual Percentage Rates (APR) for 12, 15 and 20 year mortgages are calculated based on a $100,000 loan with a 0.50% origination fee.
- Rates subject to change without notice.
| Product | Rate | APR |
|---|---|---|
| 30 Year Fixed FHA Mortgage | 6.000% | 6.686% |
| 20 Year Fixed FHA Mortgage | 5.750% | 6.607% |
| 15 Year Fixed FHA Mortgage | 5.500% | 6.177% |
Disclosures
- Rates and terms are accurate as of May 28, 2025 and are subject to change.
- The rates listed above are our best rates. Your rate may be higher depending on underwriting criteria.
- Payment examples based on 80% loan-to-value, loan amount of $100,000 and interest payments. 12-year mortgage at 6.64% APR will have a monthly payment of $1,001.92. 15-year mortgage at 6.634% APR will have a monthly payment of $871.11. 20-year mortgage at 6.628% APR will have a monthly payment of $745.57. Other conditions and restrictions may apply. Annual Percentage Rates (APR) for 12, 15 and 20 year mortgages are calculated based on a $100,000 loan with a 0.50% origination fee.
- Rates subject to change without notice.
| Product | Rate | |
|---|---|---|
| Home Equity Line of Credit | 7.500% |
Disclosures
- Rates and terms are accurate as of January 1, 2025 and are subject to change.
- As of January 1, 2025 Prime Rate is 7.50% APR.
- No fees or closing costs on non-purchase loans on a primary residence, under $200,000, and a CLTV under 80%.
| Product | Rate | APR |
|---|---|---|
| Construction Loan | 6.240% | 8.484% |
| One-Time Close Construction Loan | 6.625% | 6.925% |
| Winter Lot Loan Special 1-year balloon | 5.550% | 5.895% |
| Improved Building Lot 3-year balloon | 6.490% | 6.790% |
Disclosures
- Rates and terms are accurate as of January 8, 2025 and are subject to change.
- Construction Rate is 6.24% Fixed with an Annual Percentage Rate (APR) as low as 8.484%. Rate example based on loan amount of $647,200, 660+ FICO, and 80% loan-to-value.
- Improved Building Lot Loan Rate is 6.49% with an APR of 6.790%. Rate example based on loan amount of $200,000, 680+ FICO, and 80% loan-to-value. Loan term is 30 year amortization with 3-year balloon payment.
- Winter Special Lot Loan Rate is 5.55% with an APR of 5.895%. Rate example based on loan amount of $200,000, 680+ FICO, and 80% loan-to-value. Loan term is 30 year amortization with 1-year balloon payment.
- One-Time Close Construction long-term loan is a 30-Year 7/1 Adjustable Rate Mortgage (ARM). Stated rate is as low as 6.625%, Annual Percentage Rate (APR) 6.925%. Rate example based on loan amount of $647,200, 680+ FICO, and 80% loan-to-value. Rate for construction period of loan is 6.625% Fixed.