1. Log in to your mobile app or online banking
2. Click the “Transfers” widget
3. In the “From” account field, choose the HELOC loan from which you would like to advance funds.
4. In the “To” account field, choose the share in which you would like the funds to be deposited.
5. Enter the amount you would like to transfer. You can also choose the transfer date, if you want it to be recurring and add a memo.
6. Click “Complete Transfer” to finish.

1. Connect to the audio branch via telephone at 801-621-4550.
2. Choose option 2 for transfers.
3. Choose option 2 for loan to share transfer.
4. Choose option 1 for a transfer within the account, or option 2 to transfer to another account.
5. Enter the loan ID of the HELOC from which you would like to advance funds.
6. Enter the share ID of the share in which you would like funds to be deposited.
7. Enter the amount of the loan advance. Press 1 to process the transaction.
8. Current and available balances are given, and a confirmation of the transaction completion. Press option 2 to return to the main transfer menu.

Visit any branch location to help you complete the transaction.

1. You can use a HELOC Visa Platinum card at any merchant that accepts Visa. Funds will automatically deduct from the HELOC limit when it is used.
2. You can also use the card to perform a cash advance at the teller line in a branch, or at an ATM to withdraw funds.