Commercial Real Estate Loans

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A corner retail space in a new stripmall

Commercial Real Estate Loans

When it’s the right time for you to purchase or refinance commercial real estate, Goldenwest is ready to assist you with both conventional and SBA loans

We offer competitive rates, low fees, and quick turnaround times.

Commercial Mortgages

Good for businesses that need a loan that exceeds the $5 million limits put in place through SBA lending programs.

Commercial mortgages are very similar to a residential mortgage except for the fact that they do not have any government backing. This makes these loans much riskier for lenders, and therefore, requires a higher down payment and higher rates than a residential mortgage. They can also take months from application to funding.

Commercial Bridge Loans

Good for business owners who need quick financing.

Where other programs can take months, a bridge loan can be processed and funded in just a few days. However, repayment options are usually 1-year or shorter. There are no maximum loan amounts, but that, along with a short repayment term, can leave borrowers with extremely high payments.

Commercial Lending Consultation

We are proud to help local businesses with their business needs. We strive to make the process as simple and fast as possible while providing great rates. We will help you determine your optimum financing needs and options.

To help expedite the process, please prepare the following documents:

Current business profit and loss statement and a balance sheet.
Last two years tax returns, business and personal, on any individual with 20% or more ownership.
Personal financial statement on any individual with 20% or more ownership.
Two years projections on any business less than two years old.
Debt schedule listing all business and personal debts including balances and payments.
Articles of incorporation and corporate bylaws for corporations.
Articles of organization and operating agreement for LLCs.